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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Financial Managementa.

The ability to help have control of the financial management of the children. Reviewed on: 9th February 2025

Everything always runs smoothly with the app and cus...

Everything always runs smoothly with the app and customer service Reviewed on: 9th February 2025

Banking with Monzo has been excellent with no issues

Banking with Monzo has been excellent with no issues Reviewed on: 9th February 2025

Amazing, flexible, puts you in control.

After spending decades with regular hight street banks switching to Monzo was like waking up on another planet. Everything is so much more flexible, amazing organizational capabilities, very good UI, customer chat that waits for you so you can swap messages with the advisor when you have time, just the whole package is amazing. Thank you Monzo, my whole family is with you including my 12 year old and we love it. Thank you for creating such an amazing platform. Reviewed on: 9th February 2025

Love the simplicity of the app

Love the simplicity of the app to send to your kids accounts. Also you can see exactly what they spend it on. Reviewed on: 9th February 2025

Love Monzo recommend it to everyone particularly for...

Love Monzo recommend it to everyone particularly for saving and using abroad. The kids Monzo I brilliant I can keep track of everything but they have freedom and sense of responsibility to manage their own money. The only negative I have found is that because they don’t have sort code /account number family members can’t send money to their account they have to send to me to transfer over. I would like the option for other to send money direct to the kids. Reviewed on: 9th February 2025

Best online bank

Monzo is the best bank I have banked with so far. The fact it is an online banking system makes keeping track of our money and accessing our accounts extremely easy. With setting up my son's under 16s account I can easily keep track of his account under my own along with easy transfer of money and tracking his spending. The under 16s account was super easy to set up, I am very pleased with it. Would highly recommend. Reviewed on: 9th February 2025

Exelent very good

Excellent a legjobb imadom jo valasztas volt szamomra Reviewed on: 9th February 2025

Monzo is excellent, I have recommended to friends an...

Monzo is excellent, I have recommended to friends and family Reviewed on: 9th February 2025

Excellent value and easy to use for my child, could...

Excellent value and easy to use for my child, could do with more features to transfer money and options to pay people which could be turned off and on by parents. Reviewed on: 9th February 2025

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