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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Finally my daughter is saving money with pots!

5
It’s easy to move money on to my daughter’s card. She is also able to make pots to save money too which she loves, she is actually saving money now for the first time ever! She also got to choose which colour card she wanted. My daughter is now a huge fan of Monzo, just like me! Reviewed on: 9th February 2025
Victoria C's avatar
Victoria C

Reliable

5
Monzo Bank easy to use. Although not happy with their overdraft policy Reviewed on: 9th February 2025
Stella 's avatar
Stella

Financial Managementa.

5
The ability to help have control of the financial management of the children. Reviewed on: 9th February 2025
Benson A's avatar
Benson A

Everything always runs smoothly with the app and cus...

5
Everything always runs smoothly with the app and customer service Reviewed on: 9th February 2025
Green's avatar
Green

Banking with Monzo has been excellent with no issues

5
Banking with Monzo has been excellent with no issues Reviewed on: 9th February 2025
Ibrahim A's avatar
Ibrahim A

Amazing, flexible, puts you in control.

5
After spending decades with regular hight street banks switching to Monzo was like waking up on another planet. Everything is so much more flexible, amazing organizational capabilities, very good UI, customer chat that waits for you so you can swap messages with the advisor when you have time, just the whole package is amazing. Thank you Monzo, my whole family is with you including my 12 year old and we love it. Thank you for creating such an amazing platform. Reviewed on: 9th February 2025
Konrad G's avatar
Konrad G

Love the simplicity of the app

5
Love the simplicity of the app to send to your kids accounts. Also you can see exactly what they spend it on. Reviewed on: 9th February 2025
Dawn M's avatar
Dawn M

Love Monzo recommend it to everyone particularly for...

5
Love Monzo recommend it to everyone particularly for saving and using abroad. The kids Monzo I brilliant I can keep track of everything but they have freedom and sense of responsibility to manage their own money. The only negative I have found is that because they don’t have sort code /account number family members can’t send money to their account they have to send to me to transfer over. I would like the option for other to send money direct to the kids. Reviewed on: 9th February 2025
Amanda M's avatar
Amanda M

Best online bank

5
Monzo is the best bank I have banked with so far. The fact it is an online banking system makes keeping track of our money and accessing our accounts extremely easy. With setting up my son's under 16s account I can easily keep track of his account under my own along with easy transfer of money and tracking his spending. The under 16s account was super easy to set up, I am very pleased with it. Would highly recommend. Reviewed on: 9th February 2025
Sinead Q's avatar
Sinead Q

Exelent very good

5
Excellent a legjobb imadom jo valasztas volt szamomra Reviewed on: 9th February 2025
Stefan k's avatar
Stefan k

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