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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Always on hand to help never issues love them would...

Always on hand to help never issues love them would never change Reviewed on: 9th February 2025

Simple, easy, children's banking

Simple, easy, fully functional account for my child. Reviewed on: 9th February 2025

Simple, effective, engaging.

Simple, effective, engaging. Kids love it. Future of banking. Reviewed on: 9th February 2025

Both my kids have the bank and it’s connected to my...

Both my kids have the bank and it’s connected to my bank, it’s very easy to use and they love it Reviewed on: 9th February 2025

Never had any problems and great service

Never had any problems and great service Reviewed on: 9th February 2025

Monzo bank

Brilliant love this bank and so helpful Reviewed on: 9th February 2025

Why I Chose Monzo Bank: A Customer Perspective

In a world where most of us juggle multiple bank accounts, choosing the right one can be a challenge. For me, Monzo Bank stands out for one crucial reason: peace of mind. I've experienced firsthand the frustration of dealing with banks that are unresponsive or unhelpful when you need them most. With Monzo, I have the confidence that if any issue arises, they will go above and beyond to assist me. Their support team is not only highly professional but also genuinely empathetic, making me feel valued and respected as a customer. What truly sets Monzo apart is their unwavering commitment to customer satisfaction. They are always there when I need them, providing prompt and efficient assistance. Moreover, their wide range of services caters to my diverse financial needs, all while maintaining complete transparency in their operations. Unlike many other banks that constantly change their terms and conditions or introduce hidden fees, Monzo has remained consistent and upfront about their pricing structure. In fact, most of the services I use are completely free, which is a refreshing change in today's banking landscape. For me, it all boils down to peace of mind, ease of use, and exceptional customer service. If you're looking for a bank that prioritizes your needs and treats you with respect, I wholeheartedly recommend Monzo Bank. Reviewed on: 9th February 2025

There to help

Monzo provide alot of excellent services ones that adults and children can benefit from. Whenever your in doubt they're always there to help. Reviewed on: 9th February 2025

Finally my daughter is saving money with pots!

It’s easy to move money on to my daughter’s card. She is also able to make pots to save money too which she loves, she is actually saving money now for the first time ever! She also got to choose which colour card she wanted. My daughter is now a huge fan of Monzo, just like me! Reviewed on: 9th February 2025

Reliable

Monzo Bank easy to use. Although not happy with their overdraft policy Reviewed on: 9th February 2025

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