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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Happy customer

5
The introduction of the under 16 card has been a great help for me cos I can easily transfer money to my son’s account to do some groceries I got to buy when I go for shopping or when we run of any Reviewed on: 9th February 2025
SOPHIE's avatar
SOPHIE

Great customer service with no issues whatsoever.

5
Great customer service with no issues whatsoever. Any issues I have had have been sorted out with no quibbles and resolved quickly Reviewed on: 9th February 2025
stuart millar's avatar
stuart millar

So easy to use with so many different options tk sav...

5
So easy to use with so many different options tk save snd invest Reviewed on: 9th February 2025
Jonathan B's avatar
Jonathan B

Monzo under 16s account is the Best.

5
I have the two under 16 accounts for my two girls and we are all in love with it. It is easy to create, to add money and I can monitor their expenses. It is safe for them since they add to their wallet. No report of stolen or missing money. The most interesting thing is that my girl has created a pot where she now practices saving the little she gets. Reviewed on: 9th February 2025
Ruth Boakye 's avatar
Ruth Boakye

Easy management and organisation of my own money and...

5
Easy management and organisation of my own money and payments. I agree that the benefits that comes with the max are worth every penny Reviewed on: 9th February 2025
Tristan B's avatar
Tristan B

Great app I can track spending and set limits the ki...

5
Great app I can track spending and set limits the kids have fun saving and using their cards Reviewed on: 9th February 2025
Sheryl S's avatar
Sheryl S

Amplia cobertura

5
Es muy buena tiene muchas opciones a tarjetad Reviewed on: 9th February 2025
Mariela sevilla's avatar
Mariela sevilla

It has been smooth experience banking with monzo

5
It has been smooth experience banking with monzo Reviewed on: 9th February 2025
Moses Y's avatar
Moses Y

Brilliant bank, best one I've been with.

5
Brilliant bank, best one I've been with. The benefits are great and saving options allow me to having several saving pots. The response to issues is quick, replacement cards with a couple of days and scams resolved quickly when I was unfortunate enough to experience that. I can't say I really have a bad word to say about monzo. Reviewed on: 9th February 2025
Suzie Hallsworth's avatar
Suzie Hallsworth

Just love Monzo!

5
Just love Monzo!! I have first direct as well and don't get what the fuss is all about. Reviewed on: 9th February 2025
solomon rose's avatar
solomon rose

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