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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.98 (909 reviews)

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4.98

Based on 909 reviews, last reviewed 21st Mar 2026

49300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

***** so easy to open account card arrived in 2 days... ***** so easy to open account card arrived in 2 days all done online with no hassle Reviewed on: 21st March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (909)

Love Monzo recommend it to everyone particularly for...

Love Monzo recommend it to everyone particularly for saving and using abroad. The kids Monzo I brilliant I can keep track of everything but they have freedom and sense of responsibility to manage their own money. The only negative I have found is that because they don’t have sort code /account number family members can’t send money to their account they have to send to me to transfer over. I would like the option for other to send money direct to the kids. Reviewed on: 9th February 2025

Best online bank

Monzo is the best bank I have banked with so far. The fact it is an online banking system makes keeping track of our money and accessing our accounts extremely easy. With setting up my son's under 16s account I can easily keep track of his account under my own along with easy transfer of money and tracking his spending. The under 16s account was super easy to set up, I am very pleased with it. Would highly recommend. Reviewed on: 9th February 2025

Exelent very good

Excellent a legjobb imadom jo valasztas volt szamomra Reviewed on: 9th February 2025

Monzo is excellent, I have recommended to friends an...

Monzo is excellent, I have recommended to friends and family Reviewed on: 9th February 2025

Excellent value and easy to use for my child, could...

Excellent value and easy to use for my child, could do with more features to transfer money and options to pay people which could be turned off and on by parents. Reviewed on: 9th February 2025

Fantastic

Love Monzo, easy to use, great facilities and any issues have been dealt with promptly and professionally. Reviewed on: 9th February 2025

The future of banking!

The future of banking!! Easy, efficient and everything you could possibly need in one app! Reviewed on: 9th February 2025

free service!

I really like the fact that it is a free service which gives my children their own bank card Reviewed on: 9th February 2025

Been nothing but a dream banking with monzo, and now...

Been nothing but a dream banking with monzo, and now my children have their under 16 accounts too they love it. Reviewed on: 9th February 2025

Very satisfied, all my family joined

Very satisfied, all my family joined Reviewed on: 9th February 2025

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