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Monzo: Under 16s account reviews

4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

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Monzo Under 16s account reviews (946)

Amazing bank!

5
Amazing bank! Never had any problems. Customer service quickly resolves any problems. Plenty of rewards Reviewed on: 9th February 2025

Best bank I have banked with so far

5
Best bank I have banked with so far Reviewed on: 9th February 2025

Monzo for the win

5
The most simple banking experience i have ever had. Fantastic features and growing with more all the time. Reviewed on: 9th February 2025

Monzo has made life so much more amazing BEST BANKIN...

5
Monzo has made life so much more amazing BEST BANKING APP AND BANK EVER Reviewed on: 9th February 2025

Great bank they so good I use it for my little girl...

5
Great bank they so good I use it for my little girl as well Reviewed on: 9th February 2025

Overall great, great customer service and the app is...

5
Overall great, great customer service and the app is really easy to use. Reviewed on: 9th February 2025

Leading the charge of change

5
App is super easy to use, great savings rates and lots on innovative products that you don’t get with many other banks. Reviewed on: 9th February 2025

Brilliant way to start your children’s banking

5
Brilliant way to start your children’s banking Reviewed on: 9th February 2025

Monzo Bank

5
When I joined Monzo it was easy and I did not have any issues Reviewed on: 9th February 2025

Easy to navigate and excellent service

5
Easy to navigate and excellent service Reviewed on: 9th February 2025

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