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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

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4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Excellent

Good service, easy to use the app Reviewed on: 9th February 2025

Loving Monzo!

Loving Monzo! It gives me eveything and banking with easy, now for my kids and family too. Reviewed on: 9th February 2025

Helpfull understand always there to help

Helpfull understand always there to help Reviewed on: 9th February 2025

Extremely user friendly app makes for painless banking

Extremely user friendly app makes for painless banking Reviewed on: 9th February 2025

Very easy to use and organise.

Very easy to use and organise. Easy to see what they're spending their money on and they can set up little pots to save money as well. They're actually eager to earn the money that goes on their cards whereas before they just asked for cash. Reviewed on: 9th February 2025

I love monzo.

I love monzo. They are one of step ahead and make life easy Reviewed on: 9th February 2025

It is just really good I can see what is happening a...

It is just really good I can see what is happening and it's so easy Reviewed on: 9th February 2025

Both my children have monzo banks and they love havi...

Both my children have monzo banks and they love having their own cards and freedom. It’s easy as it’s all connected to my bank so I don’t need different apps for each account. Easy to transfer money into, and set up a weekly, fortnightly or monthly transfer into their accounts from mine. Reviewed on: 8th February 2025

Monzo are brilliant they sort any issues immediately...

Monzo are brilliant they sort any issues immediately and the pay early is a great to have. Reviewed on: 8th February 2025

Little girl feels independent

This is great and my little girl love having her monzo account aswell as her own bank card. Reviewed on: 8th February 2025

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