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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (945 reviews)

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4.89

Based on 945 reviews, last reviewed 11th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

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Awards

Best children's financial provider 2026

Awarded to the children's savings or bank account provider rated highest in customer reviews.
Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.
Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (945)

Really easy to set up and link with main account.

Really easy to set up and link with main account. Quick service from sign up. Reviewed on: 9th February 2025

Excellent

Good service, easy to use the app Reviewed on: 9th February 2025

Loving Monzo!

Loving Monzo! It gives me eveything and banking with easy, now for my kids and family too. Reviewed on: 9th February 2025

Helpfull understand always there to help

Helpfull understand always there to help Reviewed on: 9th February 2025

Extremely user friendly app makes for painless banking

Extremely user friendly app makes for painless banking Reviewed on: 9th February 2025

Very easy to use and organise.

Very easy to use and organise. Easy to see what they're spending their money on and they can set up little pots to save money as well. They're actually eager to earn the money that goes on their cards whereas before they just asked for cash. Reviewed on: 9th February 2025

I love monzo.

I love monzo. They are one of step ahead and make life easy Reviewed on: 9th February 2025

It is just really good I can see what is happening a...

It is just really good I can see what is happening and it's so easy Reviewed on: 9th February 2025

Both my children have monzo banks and they love havi...

Both my children have monzo banks and they love having their own cards and freedom. It’s easy as it’s all connected to my bank so I don’t need different apps for each account. Easy to transfer money into, and set up a weekly, fortnightly or monthly transfer into their accounts from mine. Reviewed on: 8th February 2025

Monzo are brilliant they sort any issues immediately...

Monzo are brilliant they sort any issues immediately and the pay early is a great to have. Reviewed on: 8th February 2025

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Monzo: Under 16s account reviews

95% decrease in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Monzo: Under 16s account now

Best children's financial provider 2026

Best British bank 2026

Best children's financial provider 2025

Monzo Under 16s account reviews (945)

Really easy to set up and link with main account.

Excellent

Loving Monzo!

Helpfull understand always there to help

Extremely user friendly app makes for painless banking

Very easy to use and organise.

I love monzo.

It is just really good I can see what is happening a...

Both my children have monzo banks and they love havi...

Monzo are brilliant they sort any issues immediately...

Do you have a different Monzo product?

Want to see more from Monzo?

Flex Purchase credit card

Investments

Current account

Join Smart Money People

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