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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (512 reviews)

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4.96

Based on 512 reviews, last reviewed 17th Feb 2026

10100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent account for kids Opened an account for my son, it is really straightforward to use, has excellent savings rates available and can even add emojis to transfers which he... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (512)

Monzo under 16s

Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026

Amazing u16 account.

Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026

A modern way to both manage and introduce children t...

A modern way to both manage and introduce children to the banking experience. Reviewed on: 9th February 2026

Brilliant bank.

Brilliant bank. Can't use any other! Reviewed on: 9th February 2026

Great experience and easy to set up!

Great experience and easy to set up! The app is super user friendly and my daughter really enjoyed creating her own money pots for savings and special occasions. Reviewed on: 9th February 2026

Brilliant experience for u16s.

Brilliant experience for u16s. My children have loved it, helping them to budget their saving and spending. Reviewed on: 9th February 2026

Best bank by far.

Been with Monzo a couple years now and it’s one of the best banks I’ve used. Reviewed on: 9th February 2026

Easy to use and control also excellent value

Easy to use and control also excellent value Reviewed on: 9th February 2026

Great product, v user-friendly and really positive,...

Great product, v user-friendly and really positive, open and inclusive with their educational content in app. Reviewed on: 9th February 2026

Made it easy for my daughter as she has her own card...

Made it easy for my daughter as she has her own card that I can top up Reviewed on: 9th February 2026

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