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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
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Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Very easy for children to use

5
Very easy for my son to use and easy for me to monitor his purchases Reviewed on: 20th March 2026
Kara W's avatar
Kara W

I had been searching for some time to locate an easy...

5
I had been searching for some time to locate an easy to use and secure card for my 13 yr old. This card is brilliant and he is limited where he can use it. Reviewed on: 20th March 2026
Lisa B's avatar
Lisa B

Child’s bank account

5
I opened an account for my daughter who was 11 which was offered free of charge unlike other options for children her age. I have my main bank account with Monzo and have had a great experience and since opening her account it has been great and so easy to set up and use. It really helps teach her to manage her money and set good habits. Reviewed on: 20th March 2026
Sarah M's avatar
Sarah M

Fabulous for kids!!

5
Monzo has taught my children how to spend and save money and how to manage it all. Super simple for them and very easy to set up. Cards arrived quickly too. Reviewed on: 20th March 2026
Lisa Alderson's avatar
Lisa Alderson

My child loves it

5
My child loves having a Monzo account and it is great for helping her learn about money. Reviewed on: 20th March 2026
Natascha M's avatar
Natascha M

Great kids account.

5
kids get a card, get to learn about money and looking after their card, parents stay in control and can see what they're spending on. Perfect. Reviewed on: 20th March 2026
WQ's avatar
WQ

Great account for children - cannot fault in any way

5
I closed my daughter's account with a provider I was paying a monthly fee for. I ordered the Monzo card as a replacement, it was so easy to do and it was delivered within a couple of days. There is also the added bonus of no monthly fee! Reviewed on: 20th March 2026
Jules B's avatar
Jules B

Fantastic banking experience with easy to navigate a...

5
Fantastic banking experience with easy to navigate app which means I'm able to keep an eye on my daughter's account and freeze the card if necessary Reviewed on: 20th March 2026
Chris K's avatar
Chris K

Great under 16’s account

5
Great under 16’s account really helpful to teach them control of money Reviewed on: 20th March 2026
Gina G's avatar
Gina G

10/10 perfect for under 16’s !!

5
This account is perfect for under 16’s , teaches them how to handle money , how to save and it is so easy to navigate the app for children and parents sending pocket money . Reviewed on: 20th March 2026
Peter C's avatar
Peter C

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