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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

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4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

I had been searching for some time to locate an easy...

I had been searching for some time to locate an easy to use and secure card for my 13 yr old. This card is brilliant and he is limited where he can use it. Reviewed on: 20th March 2026

Child’s bank account

I opened an account for my daughter who was 11 which was offered free of charge unlike other options for children her age. I have my main bank account with Monzo and have had a great experience and since opening her account it has been great and so easy to set up and use. It really helps teach her to manage her money and set good habits. Reviewed on: 20th March 2026

Fabulous for kids!!

Monzo has taught my children how to spend and save money and how to manage it all. Super simple for them and very easy to set up. Cards arrived quickly too. Reviewed on: 20th March 2026

My child loves it

My child loves having a Monzo account and it is great for helping her learn about money. Reviewed on: 20th March 2026

Great kids account.

kids get a card, get to learn about money and looking after their card, parents stay in control and can see what they're spending on. Perfect. Reviewed on: 20th March 2026

Great account for children - cannot fault in any way

I closed my daughter's account with a provider I was paying a monthly fee for. I ordered the Monzo card as a replacement, it was so easy to do and it was delivered within a couple of days. There is also the added bonus of no monthly fee! Reviewed on: 20th March 2026

Fantastic banking experience with easy to navigate a...

Fantastic banking experience with easy to navigate app which means I'm able to keep an eye on my daughter's account and freeze the card if necessary Reviewed on: 20th March 2026

Great under 16’s account

Great under 16’s account really helpful to teach them control of money Reviewed on: 20th March 2026

10/10 perfect for under 16’s !!

This account is perfect for under 16’s , teaches them how to handle money , how to save and it is so easy to navigate the app for children and parents sending pocket money . Reviewed on: 20th March 2026

Perfect banking app for under 16s.

Perfect banking app for under 16s. Easy to use and a good way to learn about finances Reviewed on: 20th March 2026

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