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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (534 reviews)

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4.96

Based on 534 reviews, last reviewed 23rd Feb 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Great simple banking for under 16 - can also give th... Great simple banking for under 16 - can also give them some independence shopping online and instead with the addition of an account card- which most ... Read more Reviewed on: 23rd February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (534)

It has given me control and sight of my sons spendin...

It has given me control and sight of my sons spending and able to give him pocket money whenever needed. Monzo have made it easy and always on hand to help when needed. Reviewed on: 10th February 2026

Excellent service.

Excellent service. My children can use their Monzo card with ease and I can track it easily Reviewed on: 10th February 2026

Smooth transition and works well between the adult a...

Smooth transition and works well between the adult account and the kids Reviewed on: 10th February 2026

Easy set up for my 11 year old son.

Easy set up for my 11 year old son. He loves having his card. Reviewed on: 10th February 2026

Under 16s account fantastic service.

Under 16s account fantastic service. They can learn to save download the app themselves an as guardian grandparent you can keep eye on their account.. Reviewed on: 10th February 2026

Monzo is brilliant!

This account has been great for my son. He's learning to budget his money and he is impressed with the pots he can have. He has built up some savings! He sometimes spends on in game content online, he buys it all himself now with his own card, as the parent account I am notified of those transactions. We just love the ease of everything with Monzo! Reviewed on: 10th February 2026

So easy to set up and very user friendly

So easy to set up and very user friendly Reviewed on: 10th February 2026

I like quickly use and payment

I like quickly use and payment method to easy transfer Reviewed on: 10th February 2026

Free under 16s account with easy transfer of funds a...

Free under 16s account with easy transfer of funds and gentle reminders to top up if balances low! Encouragement with in-app incentives for kids to earn and save more and remain competitive in the market Reviewed on: 9th February 2026

Monzo makes banking simple and easy.

Monzo is a modern banking system that is very useful for the common people. In addition to making banking services easy to use through the mobile app, Monzo also provides eligible customers with an easy process where they can get facilities like loans, credit cards, overdrafts, etc. very quickly, subject to terms and conditions. Therefore, Monzo is a reliable banking solution for those looking for speed and convenience. Reviewed on: 9th February 2026

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