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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
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Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Perfect banking app for under 16s.

5
Perfect banking app for under 16s. Easy to use and a good way to learn about finances Reviewed on: 20th March 2026
Lee Sawdon's avatar
Lee Sawdon

Absolutely love Monzo for myself and my daughter

5
It’s so easy to transfer money to my daughters account from my Monzo account and I can keep track of what and where she spends her money Reviewed on: 20th March 2026
Samantha A's avatar
Samantha A

This is a brilliant account for younger children lea...

5
This is a brilliant account for younger children learning how to use cards, save money and giving responsibility Reviewed on: 20th March 2026
Jodie Parr's avatar
Jodie Parr

The under 16 account is fabulous

5
The under 16 account is fabulous Easy to set up and had great features Connects simply to other accounts and everyone can use it. My child love ls it and has enjoyed the offers they get so highly recommended Reviewed on: 20th March 2026
Marie r's avatar
Marie r

Fantastic account for my son.

5
Fantastic account for my son. I can set up limits, transfer him money from my monzo account and see what he spends and when he spends it. Reviewed on: 20th March 2026
Kelly H's avatar
Kelly H

Great way to teach kids about money

5
The Monzo Under 16s account is really helpful for teaching children how to manage money. The app is clear, easy to navigate, and everything is well explained. I also like the parental controls, which make it feel safe. It’s a great option for building good money habits early. Reviewed on: 20th March 2026
Ifrah 's avatar
Ifrah

Straight forward

5
The under 16 account is very straight forward, controlled my parents but has very good features. Easy to navigate Reviewed on: 20th March 2026
Patience S's avatar
Patience S

Simple, offers great interest on children's saving g...

5
Simple, offers great interest on children's saving giving them a platform for later in life, wish this was available when I was a child as I would have learned the true value of money much sooner. Reviewed on: 20th March 2026
Neil B's avatar
Neil B

Monzo are a fantastic bank all round.

5
Monzo are a fantastic bank all round. Super easy to set up. Easy transfers Reviewed on: 20th March 2026
Sam M's avatar
Sam M

Opened for my 14 year old as a first account, he lov...

5
Opened for my 14 year old as a first account, he loves the fact he can put his pocket money in pots to save for something bigger that he wants to purchase Reviewed on: 20th March 2026
Charlotte N's avatar
Charlotte N

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