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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

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4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Absolutely love Monzo for myself and my daughter

It’s so easy to transfer money to my daughters account from my Monzo account and I can keep track of what and where she spends her money Reviewed on: 20th March 2026

This is a brilliant account for younger children lea...

This is a brilliant account for younger children learning how to use cards, save money and giving responsibility Reviewed on: 20th March 2026

The under 16 account is fabulous

The under 16 account is fabulous Easy to set up and had great features Connects simply to other accounts and everyone can use it. My child love ls it and has enjoyed the offers they get so highly recommended Reviewed on: 20th March 2026

Fantastic account for my son.

Fantastic account for my son. I can set up limits, transfer him money from my monzo account and see what he spends and when he spends it. Reviewed on: 20th March 2026

Great way to teach kids about money

The Monzo Under 16s account is really helpful for teaching children how to manage money. The app is clear, easy to navigate, and everything is well explained. I also like the parental controls, which make it feel safe. It’s a great option for building good money habits early. Reviewed on: 20th March 2026

Straight forward

The under 16 account is very straight forward, controlled my parents but has very good features. Easy to navigate Reviewed on: 20th March 2026

Simple, offers great interest on children's saving g...

Simple, offers great interest on children's saving giving them a platform for later in life, wish this was available when I was a child as I would have learned the true value of money much sooner. Reviewed on: 20th March 2026

Monzo are a fantastic bank all round.

Monzo are a fantastic bank all round. Super easy to set up. Easy transfers Reviewed on: 20th March 2026

Opened for my 14 year old as a first account, he lov...

Opened for my 14 year old as a first account, he loves the fact he can put his pocket money in pots to save for something bigger that he wants to purchase Reviewed on: 20th March 2026

Easiest bank I've ever used.

Easiest bank I've ever used. Highly recommend. Great for giving the kids pocket money and for them to keep track of what they have. Reviewed on: 20th March 2026

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