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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (535 reviews)

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4.96

Based on 535 reviews, last reviewed 23rd Feb 2026

12400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

I received the email to go on the waiting list for t... I received the email to go on the waiting list for the under 16s account for my child and didnt have to wait long before being able to set it up. Its ... Read more Reviewed on: 23rd February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (535)

Great bank for a under 16.

Great bank for a under 16. Easy to use and set up. Reviewed on: 9th February 2026

The U16 account is really easy to manage and is grea...

The U16 account is really easy to manage and is great for teaching young children how to budget (using savings pots) Reviewed on: 9th February 2026

I have never looked back since joining!

I started with a business account with Monzo & was that impressed I moved my person account over & then added an account into mine for my teenage son! Never looked back! Hands down the best bank I have ever used & fantastic & easy for my son to use. Reviewed on: 9th February 2026

Monzo under 16s

Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026

Amazing u16 account.

Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026

A modern way to both manage and introduce children t...

A modern way to both manage and introduce children to the banking experience. Reviewed on: 9th February 2026

Brilliant bank.

Brilliant bank. Can't use any other! Reviewed on: 9th February 2026

Great experience and easy to set up!

Great experience and easy to set up! The app is super user friendly and my daughter really enjoyed creating her own money pots for savings and special occasions. Reviewed on: 9th February 2026

Brilliant experience for u16s.

Brilliant experience for u16s. My children have loved it, helping them to budget their saving and spending. Reviewed on: 9th February 2026

Best bank by far.

Been with Monzo a couple years now and it’s one of the best banks I’ve used. Reviewed on: 9th February 2026

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