Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (944 reviews)

View other Monzo products

4.89

Based on 944 reviews, last reviewed 20th Apr 2026

205% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Simple to set up and manage; an excellent product.

Simple to set up and manage; an excellent product. Reviewed on: 20th March 2026

Quick, efficient and great for building my sons inde...

Quick, efficient and great for building my sons independence and money skills! Reviewed on: 20th March 2026

Very easy to use.

Very easy to use. Great visibility of kids' transactions. Positive email messaging around encouraging saving and it's so easy for them to set up saving pots, that they can choose to do it themselves. Reviewed on: 20th March 2026

The process of opening an account for an under 16 wa...

The process of opening an account for an under 16 was easy. Been ae to see the account in mine has been great for teaching my son money management Reviewed on: 20th March 2026

The fact that there is no fee for monsoon account fo...

The fact that there is no fee for monsoon account for children is fantastic, I can also set pocket money weekly/monthly and stop it as and when is a real bonus. No problems for me. Reviewed on: 20th March 2026

Great service ,Perfect for kids who can see what the...

Great service ,Perfect for kids who can see what they are spending . Reviewed on: 20th March 2026

been great for our 12 year old only one problem and...

been great for our 12 year old only one problem and was resolved quickly Reviewed on: 20th March 2026

Why I love monzos kids accounts

Great parental control and access allows me to teach my child about budgeting and saving with pots and links to a savings account. Easy to set up pocket money payments and make one off payments as well as being able to receive payments from relatives for birthdays etc. Happy with my adult account and this has just made budgeting even easier. Reviewed on: 20th March 2026

Easy to use with no monthly charges

Most under 16's accounts are quite restricted for the child & have charged to use them. monzo is free & easy to use Reviewed on: 20th March 2026

My daughter loves having her own card

My daughter loves having her own card it's really good and I'll recommend to everyone Reviewed on: 20th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Allied Irish Bank - AIB 3.78 from 16 reviews
Plutus account
from Plutus 0.00 from 0 reviews
Platinum Current Account
from TSB 3.99 from 21 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Investments
from Monzo 4.86 from 1133 reviews
Current account
from Monzo 4.85 from 19407 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub