Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (542 reviews)

View other Monzo products

4.96

Based on 542 reviews, last reviewed 27th Feb 2026

13100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

It’s a great account for kids! It’s a great account for kids! Really simple to use. It gives kids money independence with the security that you can keep track on their account Reviewed on: 27th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (542)

Monzo under 16s

Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026

Amazing u16 account.

Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026

A modern way to both manage and introduce children t...

A modern way to both manage and introduce children to the banking experience. Reviewed on: 9th February 2026

Brilliant bank.

Brilliant bank. Can't use any other! Reviewed on: 9th February 2026

Great experience and easy to set up!

Great experience and easy to set up! The app is super user friendly and my daughter really enjoyed creating her own money pots for savings and special occasions. Reviewed on: 9th February 2026

Brilliant experience for u16s.

Brilliant experience for u16s. My children have loved it, helping them to budget their saving and spending. Reviewed on: 9th February 2026

Best bank by far.

Been with Monzo a couple years now and it’s one of the best banks I’ve used. Reviewed on: 9th February 2026

Easy to use and control also excellent value

Easy to use and control also excellent value Reviewed on: 9th February 2026

Great product, v user-friendly and really positive,...

Great product, v user-friendly and really positive, open and inclusive with their educational content in app. Reviewed on: 9th February 2026

Made it easy for my daughter as she has her own card...

Made it easy for my daughter as she has her own card that I can top up Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Reward current account
from Halifax 4.35 from 198 reviews
Current Account
from CAF Bank 1.77 from 61 reviews
123 Current Account (discontinued)
from Santander 4.16 from 1265 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 225 reviews
Flex Purchase credit card
from Monzo 4.97 from 3025 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub