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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Best switch you'll make

I love that I can monitor my children's spending, send them money quickly and the account encourages them to save from a young age Reviewed on: 20th March 2026

Tried a few under 16 accounts so far, Monzo us the b...

Tried a few under 16 accounts so far, Monzo us the best one by dar? Reviewed on: 20th March 2026

Love my kids accounts they have freedom but I still...

Love my kids accounts they have freedom but I still have control Reviewed on: 20th March 2026

Kids love it

Been with monzo a while now, recently opened 3 children accounts. Kids love their neon cards, the easy to use app and the fact they can earn interest on thier pocket money. Highly recommend. Reviewed on: 20th March 2026

It is great that I can manage my son bank account al...

It is great that I can manage my son bank account along with savings all in one place. Free Reviewed on: 20th March 2026

I have opened 2 under 16s account and I find it so e...

I have opened 2 under 16s account and I find it so easy and user friendly. When ever I want to send money to the kids and I can see what they spend money on Reviewed on: 20th March 2026

Monzo for my grandchildren

Having Monzo for my grandchildren gives me peace, I can see everything they are doing. The savings pots are great and the kids are learning about saving Reviewed on: 20th March 2026

Best childrens account provider

Having had for years another children accounts provider, in comparison, Monzo has exceeded my expectations in terms of under 16s accounts. My sons both have an account and it's very easy to manage. They are learning how to manage their finances and to save. I like that I can add their pocket money without charge and also, they can chip in with any purchases we make as a family. Reviewed on: 20th March 2026

Super easy kids set up, highly recommend

Super easy kids set up, highly recommend Reviewed on: 20th March 2026

Love Monzo really easy to use and ease of mind that...

Love Monzo really easy to use and ease of mind that I can top my sons card up if needed not only for pocket money but good for emegencies. Reviewed on: 20th March 2026

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