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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Quick and Easy to set up and fast delivery of card.

5
Quick and Easy to set up and fast delivery of card. Great control for parents Reviewed on: 20th March 2026
Greg Black's avatar
Greg Black

Best switch you'll make

5
I love that I can monitor my children's spending, send them money quickly and the account encourages them to save from a young age Reviewed on: 20th March 2026
Sarah T's avatar
Sarah T

Tried a few under 16 accounts so far, Monzo us the b...

5
Tried a few under 16 accounts so far, Monzo us the best one by dar? Reviewed on: 20th March 2026
Kristina B's avatar
Kristina B

Love my kids accounts they have freedom but I still...

5
Love my kids accounts they have freedom but I still have control Reviewed on: 20th March 2026
Faye P's avatar
Faye P

Kids love it

5
Been with monzo a while now, recently opened 3 children accounts. Kids love their neon cards, the easy to use app and the fact they can earn interest on thier pocket money. Highly recommend. Reviewed on: 20th March 2026
David p's avatar
David p

It is great that I can manage my son bank account al...

5
It is great that I can manage my son bank account along with savings all in one place. Free Reviewed on: 20th March 2026
Nora Dekany's avatar
Nora Dekany

I have opened 2 under 16s account and I find it so e...

5
I have opened 2 under 16s account and I find it so easy and user friendly. When ever I want to send money to the kids and I can see what they spend money on Reviewed on: 20th March 2026
Syanda G's avatar
Syanda G

Monzo for my grandchildren

5
Having Monzo for my grandchildren gives me peace, I can see everything they are doing. The savings pots are great and the kids are learning about saving Reviewed on: 20th March 2026
Tracey H's avatar
Tracey H

Best childrens account provider

5
Having had for years another children accounts provider, in comparison, Monzo has exceeded my expectations in terms of under 16s accounts. My sons both have an account and it's very easy to manage. They are learning how to manage their finances and to save. I like that I can add their pocket money without charge and also, they can chip in with any purchases we make as a family. Reviewed on: 20th March 2026
Gloria R's avatar
Gloria R

Super easy kids set up, highly recommend

5
Super easy kids set up, highly recommend Reviewed on: 20th March 2026
Sarah T's avatar
Sarah T

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