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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (539 reviews)

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4.96

Based on 539 reviews, last reviewed 25th Feb 2026

12800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

It’s great for my kids! It’s great for my kids, I can easily transfer money between my account and theirs. It also allows them to spend freely, but I can still monitor where ... Read more Reviewed on: 25th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (539)

Definitely recommend!!

It’s so easy to use and allows for prioritising and managing saving and spending goals. I like that the banking experience is so visual and colourful and very straightforward. It’s the easiest banking app to have. Reviewed on: 9th February 2026

Good service and quick response.

Good service and quick response. The app is easy to understand and operate. Reviewed on: 9th February 2026

So simple to setup and the kids love the freedom it...

So simple to setup and the kids love the freedom it gives them. It’s great to keep track of their spending and savings. Reviewed on: 9th February 2026

Monzo is spot on it’s simple.

Monzo is spot on. Simple, easy and great to use. The app is perfect Reviewed on: 9th February 2026

Monzo is the best bank all around, easy to manage an...

Monzo is the best bank all around, easy to manage and helps me teach my little ones about spending and real world practice Reviewed on: 9th February 2026

My daughter loves the easynes of being able to spend...

My daughter loves the easynes of being able to spend her money Reviewed on: 9th February 2026

Really impressed with the offer, excellent value and...

Really impressed with the offer, excellent value and usability. Reviewed on: 9th February 2026

Great for kids and they can use their cards abroad,...

Great for kids and they can use their cards abroad, which is great Reviewed on: 9th February 2026

Best app and easy to understand download and check w...

Best app and easy to understand download and check whatever you need. Never had a problem like they block the card ( like so many other banks ) Reviewed on: 9th February 2026

Great, user-friendly app for all ages.

Great, user-friendly app for all ages. Kids love having their own cards and being able to see their savings add up! Reviewed on: 9th February 2026

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