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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

I have Monzo accounts for all my kids, this was the...

I have Monzo accounts for all my kids, this was the only bank I could find that would allow my kids to add their cards to the phones to use contactless. I honestly love how Monzo is set up, love the layout and features in the app. I have since moved my whole banking from starling to Monzo and never looked back. We now also have a joint account, an ISA and a few savings pots set up. I really couldn't recommend it highly enough. It's soo easy to use. I've also made good use of using my card abroad with no additional fees. Reviewed on: 20th March 2026

The under 16s account is a really good addition.

The under 16s account is a really good addition. It’s free compared to some competitors and it’s great how my child can see their balance on the app. Really user friendly and the additions of the saving pot with the characters is also great. The physical card is also a hit for contactless spending! Reviewed on: 20th March 2026

Such a great setup, super easy and fun for my 8 year...

Such a great setup, super easy and fun for my 8 year old and very easy to manage. The best banking app I’ve tried too out of like 5 banks. Reviewed on: 20th March 2026

Under 16 account

I have an under 16 account for both of my children and it attends to all our needs! Reviewed on: 20th March 2026

Very easy to use and safer as it allows us to have a...

Very easy to use and safer as it allows us to have an overview of the spending or money coming out by speedy notifications. transaction are never been easy online. Very good information in all aspects Reviewed on: 20th March 2026

Excellent savings bank

Monzo is an excellent savings account and with the introduction of different savings methods like piggy bank and perks it’s amazing because you can save for different things Reviewed on: 20th March 2026

Great bank

Great experience, have both adult and under 16 accounts and impressed with both Reviewed on: 20th March 2026

My daughter loves her funky bank card and she also e...

My daughter loves her funky bank card and she also enjoys the fact that she has an ‘online piggy bank’. That’s what she calls it. It’s a fun way for kids to safe money. Reviewed on: 20th March 2026

Monzo: personal, business and under 16.

I use Monzo for personal, business and under 16. It’s such an easy to track all of my incoming and outgoing costs and I can easily get money to my daughter when I need to Reviewed on: 20th March 2026

They are always there to help and provide support an...

They are always there to help and provide support and solutions to all issues. I don’t think I can bank with any other bank Reviewed on: 20th March 2026

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