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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

They are always there to help and provide support an...

5
They are always there to help and provide support and solutions to all issues. I don’t think I can bank with any other bank Reviewed on: 20th March 2026
Kayode D's avatar
Kayode D

Easy to use.

5
Easy to use. Good communication. Supports my child in Lea to manage money. Love the notifications when child using the card. Have recommended to several friends. Reviewed on: 20th March 2026
Ruth P's avatar
Ruth P

Glad using it.

5
Glad using it. It is simple and understandable. Reviewed on: 16th March 2026
Julia B's avatar
Julia B

Easy to manage

5
Very easy to open and manage account from my.phone. Reviewed on: 16th March 2026
Kathryn W's avatar
Kathryn W

Monzo is the best account no hidden charges and the...

5
Monzo is the best account no hidden charges and the kids link account works I had go Henry get charged every month and poor service Reviewed on: 13th March 2026
ELISHA J's avatar
ELISHA J

U16s is great product.

4
U16s is great product. I can manage and my kid learns how to save and handle money Reviewed on: 11th March 2026
AD's avatar
AD

Very easy to set up an under 16’s account and link t...

5
Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and manage money Reviewed on: 9th March 2026
Victoria H's avatar
Victoria H

Easy to set up, add money and set spend permission.

5
Easy to set up, add money weekly and set spend permission. Reviewed on: 9th March 2026
Babatunde Michael's avatar
Babatunde Michael

It's good, when it's come to under 16.

5
It's good, specially when it's come to under 16 account. I can track my little ones spending. Reviewed on: 9th March 2026
rohit dogra's avatar
rohit dogra

Simple & Effective

5
Very easy to use and able to keep track of spending Reviewed on: 9th March 2026
ceiron griffiths's avatar
ceiron griffiths

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