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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy to use.

Easy to use. Good communication. Supports my child in Lea to manage money. Love the notifications when child using the card. Have recommended to several friends. Reviewed on: 20th March 2026

Glad using it.

Glad using it. It is simple and understandable. Reviewed on: 16th March 2026

Easy to manage

Very easy to open and manage account from my.phone. Reviewed on: 16th March 2026

Monzo is the best account no hidden charges and the...

Monzo is the best account no hidden charges and the kids link account works I had go Henry get charged every month and poor service Reviewed on: 13th March 2026

U16s is great product.

U16s is great product. I can manage and my kid learns how to save and handle money Reviewed on: 11th March 2026

Very easy to set up an under 16’s account and link t...

Very easy to set up an under 16’s account and link to my current account. Gives great flexibility for me and my child. Encourages her to save and manage money Reviewed on: 9th March 2026

Easy to set up, add money and set spend permission.

Easy to set up, add money weekly and set spend permission. Reviewed on: 9th March 2026

It's good, when it's come to under 16.

It's good, specially when it's come to under 16 account. I can track my little ones spending. Reviewed on: 9th March 2026

Simple & Effective

Very easy to use and able to keep track of spending Reviewed on: 9th March 2026

I absolutely love this Bank, so much so I got my chi...

I absolutely love this Bank, so much so I got my children and family onto it. The referral thing doesn't seem to work so well but we're all really impressed with the extra mile and perks Monzo do and go to on their accounts.Weekly sweet treats aren't a bad ittle gifty either lol Reviewed on: 9th March 2026

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