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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Great that is links in with your own app and you can...

Great that is links in with your own app and you can keep an eye on their money as well. Easy to use, easy to create pots that they can save for items. Reviewed on: 9th March 2026

Easy to use!

Easy to use!! Kids love seeing the money online! Reviewed on: 8th March 2026

Great account I can monitor and top up my daughter f...

Great account I can monitor and top up my daughter feels independent using her own card and setting up her own savings pots Reviewed on: 8th March 2026

I have been with Monzo for years and last year got a...

I have been with Monzo for years and last year got an under 16 account for my 11 year old son. He likes having his own account and card, he likes to keep track of what he has in his account. Reviewed on: 8th March 2026

Easy management of child account

Easy management of child account Reviewed on: 8th March 2026

Amazing using the app, easy to add money and interest.

Amazing using the app, easy to add money and interest. Reviewed on: 8th March 2026

Customer service is very good.

Customer service is very good. Really appreciate the team spending time to investigate and tackle my fraud issue a year ago. Customer service is very helpful and the service monzo providing it top. I hope it won't change in the future. Reviewed on: 7th March 2026

Satisfied with the amount I have for under 16s

Satisfied with my account and my kids love it Reviewed on: 7th March 2026

I love everything about monzo!

I’ve been with Monzo for 4 years now. I opened a savings account for my son (7yrs old) and got a card for him to use. He is learning how to use his money wisely and is now more aware saving. It was easy to set up and card delivery was fast. Reviewed on: 7th March 2026

Fast, easy, boys love it!

I have two sons, I crated account in only few minutes. My boys are happy to have freedom of using their pocket money and I can supervise them easy. We are very happy Reviewed on: 7th March 2026

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