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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

It’s incredibly easy to use

It’s incredibly easy to navigate an I have used it to teach my 8 yr old the importance of saving, I can’t fault it to be honest. Reviewed on: 7th March 2026

Monzo banking app is a top notch,help me and kids ho...

Monzo banking app is a top notch,help me and kids how to manage money Their costumer care services is amazing. Reviewed on: 7th March 2026

Life made easy

Monzo under 16s account made tracking and fuelling my children spending easy. All in one package to be precise . Reviewed on: 7th March 2026

Easy to use

It is easy to use, easy to transfer money from the main account to my child's account and she is able to move it to saving pits on seconds. Reviewed on: 7th March 2026

I had fraudulent activity on my son’s under 16 accou...

I had fraudulent activity on my son’s under 16 account card. I contacted Monzo and it was resolved in less than 10 minutes. Amazing service all while giving my son financial independence and learning how to manage his own money. Reviewed on: 7th March 2026

It’s super easy to use and the kids love having the...

It’s super easy to use and the kids love having the independence of their own accounts and cards. Reviewed on: 7th March 2026

Great service

Great option for young people, free and easy to use Reviewed on: 7th March 2026

They have pots I can sort money into, no issues with...

They have pots I can sort money into, no issues with the app and it’s just so easy to use. I will never leave Monzo Reviewed on: 7th March 2026

Very user friendly

Very, quick, easy. App is clear . Reviewed on: 7th March 2026

Recommend under 16’s account

I would recommend the under 16’s account. The account was easy to open, the app is great and easy to use for both myself and son. I like the app notifications that let me know whenever a purchase is made which enables me to monitor spending. Reviewed on: 7th March 2026

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