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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (516 reviews)

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4.96

Based on 516 reviews, last reviewed 20th Feb 2026

10500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Very supportive, easy to use all. Very supportive, easy to use all. Reviewed on: 20th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (516)

Brilliant

Brilliant banking service, always happy to help Reviewed on: 7th April 2025

Incredible.

Incredible. Easy to set up and gives all the kids the option to manage money properly Reviewed on: 7th April 2025

User-friendly!!

Most user-friendly app and easy navigation through accounts/account details Reviewed on: 4th April 2025

I like everything and I will recommend it to my frie...

I like everything and I will recommend it to my friends. Reviewed on: 3rd April 2025

Child account limitations

Childnunder 16 accounts would be perfect if they could hold and receive larger balances. My child works in theater and receives large payments for her work. She isn't able to use monzo as her main account because of balance limitations which is frustrating Reviewed on: 2nd April 2025

Love the App especially the sound effect when money...

Love the App especially the sound effect when money paid in Reviewed on: 1st April 2025

i love monzo

its been so helpful for me to learn about saving money, and to help me keep track of my spending and expenses, at such a young age aswell monzo has helped me adjust to spending my money wisely and not spending it anyway i want. Reviewed on: 29th March 2025

It’s. The best company

It’s. The best company that I even had a ever will Reviewed on: 29th March 2025

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Simply the best for kids account.

Simply the best for kids account. Simple and convenient way to save for my kid. Reviewed on: 25th March 2025

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