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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy set-up and clear.

Easy set-up and clear and easy to manage with good interest rates Reviewed on: 7th March 2026

So easy to use

Both my girls are under 16 and using Monzo now. It’s so easy to transfer money to them from any account. Very easy to add the app to their phones so they can see their balance. No monthly cost for the account which is a big plus. Reviewed on: 7th March 2026

Is very easy to use account kids

Is very easy to use account there is lot of options to saving Reviewed on: 7th March 2026

Excellence

Excellence. Love the app and ease of use. Reviewed on: 6th March 2026

I never even thought of having a Monzo account until...

I never even thought of having a Monzo account until I was informed about zero abroad fees. So I initially opened for that reason. Once I had an account I looked more into other accounts and experiences, since then I now have a savings account. Then I compared a Go Henry card for my daughter to the under 16s card, it was a no brainer and opened up an account for my daughter instantly. I think this is one of the best banks going and I’m now considering Monzo being my main account with my salary going in monthly. Reviewed on: 6th March 2026

Good recommend

Recommand to have more family members to help supervising kid's account. Reviewed on: 6th March 2026

Great account for young people

The app is easy to use and it's designed in a way that allows my son independence of having a bank account and card, whilst allowing me as a parent to keep an eye on things without it feeling intrusive. I feel this approach helps to teach money management skills whilst also fostering mutual trust between parents and children. Reviewed on: 6th March 2026

It’s a customer friendly approach bank.

It’s a customer friendly approach bank. There customer services are absolutely excellent Reviewed on: 6th March 2026

Under 16's cards, practical and easy to get and use

I already got a card for each of my 2 children. they're getting their pocket money into their cards so they can manage it themselves. Love it Reviewed on: 6th March 2026

Excellent

Excellent for monitoring spending setting pots and savings. Easy to view and organise and teaches my child to budget Reviewed on: 6th March 2026

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