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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo, they're just really good

I’ve started using Monzo for some of my finances but I’m going to move all my pay and partners pay over. They have the best U16s account, really easy to use and transfer money, good teaching tool for my Som. Reviewed on: 6th March 2026

great access and ability to manage Childs money whil...

great access and ability to manage Childs money whilst giving them independence - easy to set up Reviewed on: 6th March 2026

Very easy to set up, my son loves seeing how much he...

Very easy to set up, my son loves seeing how much he has. It's easy to transfer and manage. Reviewed on: 6th March 2026

It’s very simple and flexible to work with then.

It’s very simple and flexible to work with then. My boys love then. Reviewed on: 6th March 2026

Easy, seamless, quality service

Monzo provide an easy, seamless on boarding set up and continue to deliver an excellent product/service. Particularly impressed with the reassuring controls for the under 16 bank account which still enables a child to safely have a degree financial independence and responsibility. Reviewed on: 6th March 2026

Best move I made was to monzo

I found them very quick to deal with anything and safe Reviewed on: 6th March 2026

Easy to set up!

Easy to set up! No complicated forms to fill out. Easy to transfer money from ‘my account’ to my grandsons. Reviewed on: 6th March 2026

A Great starter account for under 16’s

Great starter account for under 16’s, you can create pots etc for different saving goals within the current account and patent features work real time such as a temporary increase in daily spending limits Reviewed on: 6th March 2026

Amazing account for my 6 year old to learn financial...

Amazing account for my 6 year old to learn financial independence and earn pocket money. Love that you can add notes and choosing their own card colour is a nice touch. My daughter loves it and it motivates her to do jobs around the house to earn pocket money and she then enjoys using the contactless in shops to treat herself. Well done Monzo!! Reviewed on: 6th March 2026

Highly recommended for Under 16 accounts

No-hassle set up, support team happy to help with issues and queries, easily integrated with monzo perks Reviewed on: 6th March 2026

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