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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Just a simple and efficient process.

Just a simple and efficient process. Took less than 16 minutes yo open a separate account for both my children and their cards arrived a few days later Reviewed on: 6th March 2026

I have been with monzo for a number years and when I...

I have been with monzo for a number years and when I found out about there under 16s account I opened up 3 account for my children free of charge no monthly fees like go Henry they answer enquirys within 24 hours and refund you when you need to be refunded I have my 4 children on monzo and also my wife Reviewed on: 6th March 2026

Iv found using Monzo easy and efficient.

Iv found using Monzo easy and efficient. I love the savings inspiration and I recommend to my friends and family. Reviewed on: 6th March 2026

They have made it so easy to set up and to keep an e...

They have made it so easy to set up and to keep an eye on, it’s helped my children to learn and develop how to be sensible with there money and it’s also help them to learn to save for things in the future and just make them all around more responsible with the money on there account Reviewed on: 6th March 2026

Soooo easy to use and the kids can navigate the app...

Soooo easy to use and the kids can navigate the app easily Reviewed on: 6th March 2026

If you are not using Monzo, you are Missing out

Monzo empowers me to seamlessly save and invest simultaneously, all within one platform. It provides the flexibility to create personalized saving goals tailored to my needs, without any pressure to meet rigid deadlines. Monzo truly stands out as the best bank, supporting my financial journey with ease and innovation. Reviewed on: 6th March 2026

Straight forward and quick

So quick and easy to set up, daughter loves the card colour choices, easy to set up transfers etc. Reviewed on: 6th March 2026

Very good my understanding 16s ate loving theor acco...

Very good my understanding 16s ate loving theor accounts easy to access on the app knowing what they have and what they spent amd what they have left. Reviewed on: 6th March 2026

Protection from scammers

It allows parents to monitor how the kids use their money hence protect them from possible scammers and blackmail. Reviewed on: 6th March 2026

Love Monzo!!!!

Love Monzo, it’s easy to use and helps me keep track on my spending habits and helps me save using pots. My daughter has an under16’s account which is great for her as I keep see what she spends and keep track of her pots aswell. Quick and easy to make payments especially to friends and family who also have Monzo. Considering closing my other bank accounts down as I no longer use them! Great work Monzo Reviewed on: 6th March 2026

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