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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Highly recommended for Under 16 accounts

5
No-hassle set up, support team happy to help with issues and queries, easily integrated with monzo perks Reviewed on: 6th March 2026
Unkl R's avatar
Unkl R

Just a simple and efficient process.

5
Just a simple and efficient process. Took less than 16 minutes yo open a separate account for both my children and their cards arrived a few days later Reviewed on: 6th March 2026
Angus Cameron's avatar
Angus Cameron

I have been with monzo for a number years and when I...

5
I have been with monzo for a number years and when I found out about there under 16s account I opened up 3 account for my children free of charge no monthly fees like go Henry they answer enquirys within 24 hours and refund you when you need to be refunded I have my 4 children on monzo and also my wife Reviewed on: 6th March 2026
Danny Kerwick's avatar
Danny Kerwick

Iv found using Monzo easy and efficient.

5
Iv found using Monzo easy and efficient. I love the savings inspiration and I recommend to my friends and family. Reviewed on: 6th March 2026
Kelly G's avatar
Kelly G

They have made it so easy to set up and to keep an e...

5
They have made it so easy to set up and to keep an eye on, it’s helped my children to learn and develop how to be sensible with there money and it’s also help them to learn to save for things in the future and just make them all around more responsible with the money on there account Reviewed on: 6th March 2026
James C's avatar
James C

Soooo easy to use and the kids can navigate the app...

5
Soooo easy to use and the kids can navigate the app easily Reviewed on: 6th March 2026
Emma T's avatar
Emma T

If you are not using Monzo, you are Missing out

5
Monzo empowers me to seamlessly save and invest simultaneously, all within one platform. It provides the flexibility to create personalized saving goals tailored to my needs, without any pressure to meet rigid deadlines. Monzo truly stands out as the best bank, supporting my financial journey with ease and innovation. Reviewed on: 6th March 2026
Lilian O's avatar
Lilian O

Straight forward and quick

5
So quick and easy to set up, daughter loves the card colour choices, easy to set up transfers etc. Reviewed on: 6th March 2026
Rachel's avatar
Rachel

Very good my understanding 16s ate loving theor acco...

5
Very good my understanding 16s ate loving theor accounts easy to access on the app knowing what they have and what they spent amd what they have left. Reviewed on: 6th March 2026
Sophie w's avatar
Sophie w

Protection from scammers

5
It allows parents to monitor how the kids use their money hence protect them from possible scammers and blackmail. Reviewed on: 6th March 2026
Des's avatar
Des

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