Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
Read all reviews Write a review

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Under 16s account reviews (946)

Protection from scammers

5
It allows parents to monitor how the kids use their money hence protect them from possible scammers and blackmail. Reviewed on: 6th March 2026
Des's avatar
Des

Love Monzo!!!!

5
Love Monzo, it’s easy to use and helps me keep track on my spending habits and helps me save using pots. My daughter has an under16’s account which is great for her as I keep see what she spends and keep track of her pots aswell. Quick and easy to make payments especially to friends and family who also have Monzo. Considering closing my other bank accounts down as I no longer use them! Great work Monzo Reviewed on: 6th March 2026
Jo's avatar
Jo

I ordered this for my daughter for her pocket money...

5
I ordered this for my daughter for her pocket money and savings. It’s great, very easy to use and the fact that you can choose the colour of the card it’s great. I would love if they would add the option of people from other countries to be able to pay into this account as well, but otherwise it’s fantastic. Reviewed on: 6th March 2026
Stefania N's avatar
Stefania N

Free and simple

5
Very good and simple to use and best of all no fees Reviewed on: 6th March 2026
Tanya's avatar
Tanya

Very smooth and easy process to open an account and...

5
Very smooth and easy process to open an account and to keep track of their spending Reviewed on: 6th March 2026
Jennifer P's avatar
Jennifer P

Great banking app for kids.

5
Great banking app for kids. Never had any problems and my kids live the feeling of independence. Reviewed on: 6th March 2026
Nathan G's avatar
Nathan G

Excellent provider

5
Excellent provider. Helpful. Good chat facilities Reviewed on: 6th March 2026
Samantha's avatar
Samantha

Excellent, so easy!

5
Excellent, so easy to set up and makes my kid interested in money! Reviewed on: 6th March 2026
Gemma C's avatar
Gemma C

Best under 16's account if have tried

5
Easy to set up. Its also great that it let's kids have a savings account alongside thier bank account. I like the feature of being able to limit what the kids can spend and the feature to lock their savings til a specified date. Reviewed on: 6th March 2026
Jodie M's avatar
Jodie M

Easy to use and really helpful

5
I have an Under 16 account for each of my children. It is easy and straightforward to see their balance, set up payments and for them to spend with their cards. It’s also a great way for them to see their money, and the savings spending pot attached to their account means they can start to learn to put some away. Reviewed on: 6th March 2026
Paul's avatar
Paul

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo

  • Current account

    from Monzo 4.84 from 19431 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill