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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

I ordered this for my daughter for her pocket money...

I ordered this for my daughter for her pocket money and savings. It’s great, very easy to use and the fact that you can choose the colour of the card it’s great. I would love if they would add the option of people from other countries to be able to pay into this account as well, but otherwise it’s fantastic. Reviewed on: 6th March 2026

Free and simple

Very good and simple to use and best of all no fees Reviewed on: 6th March 2026

Very smooth and easy process to open an account and...

Very smooth and easy process to open an account and to keep track of their spending Reviewed on: 6th March 2026

Great banking app for kids.

Great banking app for kids. Never had any problems and my kids live the feeling of independence. Reviewed on: 6th March 2026

Excellent provider

Excellent provider. Helpful. Good chat facilities Reviewed on: 6th March 2026

Excellent, so easy!

Excellent, so easy to set up and makes my kid interested in money! Reviewed on: 6th March 2026

Best under 16's account if have tried

Easy to set up. Its also great that it let's kids have a savings account alongside thier bank account. I like the feature of being able to limit what the kids can spend and the feature to lock their savings til a specified date. Reviewed on: 6th March 2026

Easy to use and really helpful

I have an Under 16 account for each of my children. It is easy and straightforward to see their balance, set up payments and for them to spend with their cards. It’s also a great way for them to see their money, and the savings spending pot attached to their account means they can start to learn to put some away. Reviewed on: 6th March 2026

We recently opened the Under-16 account with Monzo a...

We recently opened the Under-16 account with Monzo and it’s been brilliant. The setup was quick and straightforward, and the app makes it really easy to manage everything in one place. My child loves having their own card and being able to see their spending, while I still have full visibility and control through my app. I really like that I can set spending limits, get instant notifications when the card is used, and send pocket money in seconds. It’s a great way to help children learn about saving and managing money safely. Monzo has made banking simple, secure and actually enjoyable for young people. Highly recommend to any parents looking to give their kids a safe introduction to money and banking. Reviewed on: 6th March 2026

Love that my daughter has an account and can keep up...

Love that my daughter has an account and can keep up with world around with having some independence with a bank card, I can manage and overview and this is free. This is much better and rewarding especially for families considering current economic restraints. Reviewed on: 6th March 2026

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