Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

View other Monzo products

4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

We've been using under 16's accounts since summer of...

We've been using under 16's accounts since summer of 2025 and the ease of topping up and moving money around, and visibility of their spending habits, has been great! Reviewed on: 6th March 2026

Under 16’s

It can be used abroad with no extra charge, can share account details easy to top up account & can keep a close eye on spending Reviewed on: 6th March 2026

So easy to use.

So easy to use. It’s just straightforward to set up and go. App is great. Works for us as a family to monitor kids money etc. Reviewed on: 6th March 2026

Best banking app

Best banking app for both under 16 and for adults Reviewed on: 6th March 2026

Absolutely love Monzo!

Absolutely love Monzo! Very easy to use, great perks, reliable, easy for parent to move money to under 16’s with jo expensive fees like other providers. Reviewed on: 6th March 2026

Love Monzo!

Love it, Monzo is the best bank around. Constantly improving. Reviewed on: 6th March 2026

Excellent

My 13yo is so confident with his card, and I like the fact I can transfer money in easily and quickly, and can help him keep track of his savings and spending. Reviewed on: 6th March 2026

Easy to use for my children, easy to transfer money...

Easy to use for my children, easy to transfer money and set up savings goals Reviewed on: 6th March 2026

Fantastic experience.

Fantastic experience. The app is a joy to use -easy and intuitive. Really helps family financial planning and budgeting. Great savings rates. Also excellent and children accounts giving them independence with spending and learning to budget and manage money while parents can easily supervise. Reviewed on: 6th March 2026

excellent service and offers savings as well as an a...

excellent service and offers savings as well as an account Reviewed on: 6th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Current Account
from TSB 3.76 from 21 reviews
Student Current Account
from Halifax 4.67 from 11 reviews
Current accounts
from Zempler Bank 4.86 from 8125 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub