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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

We recently opened the Under-16 account with Monzo a...

5
We recently opened the Under-16 account with Monzo and it’s been brilliant. The setup was quick and straightforward, and the app makes it really easy to manage everything in one place. My child loves having their own card and being able to see their spending, while I still have full visibility and control through my app. I really like that I can set spending limits, get instant notifications when the card is used, and send pocket money in seconds. It’s a great way to help children learn about saving and managing money safely. Monzo has made banking simple, secure and actually enjoyable for young people. Highly recommend to any parents looking to give their kids a safe introduction to money and banking. Reviewed on: 6th March 2026
Adele B's avatar
Adele B

Love that my daughter has an account and can keep up...

5
Love that my daughter has an account and can keep up with world around with having some independence with a bank card, I can manage and overview and this is free. This is much better and rewarding especially for families considering current economic restraints. Reviewed on: 6th March 2026
Naomi C's avatar
Naomi C

We've been using under 16's accounts since summer of...

5
We've been using under 16's accounts since summer of 2025 and the ease of topping up and moving money around, and visibility of their spending habits, has been great! Reviewed on: 6th March 2026
S E's avatar
S E

Under 16’s

5
It can be used abroad with no extra charge, can share account details easy to top up account & can keep a close eye on spending Reviewed on: 6th March 2026
Karen W's avatar
Karen W

So easy to use.

5
So easy to use. It’s just straightforward to set up and go. App is great. Works for us as a family to monitor kids money etc. Reviewed on: 6th March 2026
Gareth L's avatar
Gareth L

Best banking app

5
Best banking app for both under 16 and for adults Reviewed on: 6th March 2026
Aleksandar D's avatar
Aleksandar D

Absolutely love Monzo!

5
Absolutely love Monzo! Very easy to use, great perks, reliable, easy for parent to move money to under 16’s with jo expensive fees like other providers. Reviewed on: 6th March 2026
Lowri's avatar
Lowri

Love Monzo!

5
Love it, Monzo is the best bank around. Constantly improving. Reviewed on: 6th March 2026
Gareth's avatar
Gareth

Excellent

5
My 13yo is so confident with his card, and I like the fact I can transfer money in easily and quickly, and can help him keep track of his savings and spending. Reviewed on: 6th March 2026
Sc's avatar
Sc

Easy to use for my children, easy to transfer money...

5
Easy to use for my children, easy to transfer money and set up savings goals Reviewed on: 6th March 2026
Lisa R's avatar
Lisa R

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