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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy app to use.

Easy app to use. Can track what my children are spending and they can use the app really easy as well Reviewed on: 6th March 2026

Monzo kids accounts

It's been life changing for the children . The youngest is great at saving, she has multiple pots. . It's easy to use the cards everywhere, including abroad . Reviewed on: 6th March 2026

A really good way to manage mone

A really good way to manage mone Reviewed on: 6th March 2026

So easy as a parent to manage my daughters account...

So easy as a parent to manage my daughters account Reviewed on: 6th March 2026

Excellent account and the kids love their vibrant co...

Excellent account and the kids love their vibrant coloured cards Reviewed on: 6th March 2026

I’ve had nothing but a positive experience with Monzo.

I’ve had nothing but a positive experience with Monzo. My 14 year old daughter absolutely loved the app Reviewed on: 6th March 2026

A very easy and helpful banking system.

A very easy and helpful banking system. Helps me and my daughter to move money, control expenses, learn how to save money. Reviewed on: 6th March 2026

Fantastic service for my children.

Fantastic service for my children. Teaching them how to be financially save while also allowing parents to monitor and support Reviewed on: 6th March 2026

Highly recommend under 16s account

Easy to use, links under 16 account with mine. Allows my child the freedom of using Apple Pay and keeping track oh her money via the app Reviewed on: 6th March 2026

Monzo for under 16s is amazing!

Monzo for under 16s is amazing! It’s simple, safe, and perfect for pocket money. Our kids love making their own “pots” and saving toward goals — it turns money management into fun! They’re learning responsibility, planning, and independence without even realizing it. Monzo isn’t just banking; it’s a playful, empowering way to teach kids smart money habits. We absolutely love it! Reviewed on: 6th March 2026

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