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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

excellent service and offers savings as well as an a...

5
excellent service and offers savings as well as an account Reviewed on: 6th March 2026
linda m's avatar
linda m

Easy app to use.

5
Easy app to use. Can track what my children are spending and they can use the app really easy as well Reviewed on: 6th March 2026
Charlene Di Zenzo's avatar
Charlene Di Zenzo

Monzo kids accounts

5
It's been life changing for the children . The youngest is great at saving, she has multiple pots. . It's easy to use the cards everywhere, including abroad . Reviewed on: 6th March 2026
Sarah W's avatar
Sarah W

A really good way to manage mone

5
A really good way to manage mone Reviewed on: 6th March 2026
Grant D's avatar
Grant D

So easy as a parent to manage my daughters account...

5
So easy as a parent to manage my daughters account Reviewed on: 6th March 2026
Davida J's avatar
Davida J

Excellent account and the kids love their vibrant co...

5
Excellent account and the kids love their vibrant coloured cards Reviewed on: 6th March 2026
Liam W's avatar
Liam W

I’ve had nothing but a positive experience with Monzo.

5
I’ve had nothing but a positive experience with Monzo. My 14 year old daughter absolutely loved the app Reviewed on: 6th March 2026
Nadine D's avatar
Nadine D

A very easy and helpful banking system.

5
A very easy and helpful banking system. Helps me and my daughter to move money, control expenses, learn how to save money. Reviewed on: 6th March 2026
Olga M's avatar
Olga M

Fantastic service for my children.

5
Fantastic service for my children. Teaching them how to be financially save while also allowing parents to monitor and support Reviewed on: 6th March 2026
Selina83's avatar
Selina83

Highly recommend under 16s account

5
Easy to use, links under 16 account with mine. Allows my child the freedom of using Apple Pay and keeping track oh her money via the app Reviewed on: 6th March 2026
Kirsty's avatar
Kirsty

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