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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy to use

Easy and incredibly good Can move money, set limits and supervise children's accounts with no drama or difficulties. Having cards and them being able to use contactless, setting limits, having savings pots and investments. So many good things to support them learning to manage their finances . Absolutely the best current account I've seen for teenagers! Reviewed on: 28th February 2026

The best kids account going

Such great visibility of all my daughter’s accounts. Very easy to use Reviewed on: 28th February 2026

It’s a great account for kids!

It’s a great account for kids! Really simple to use. It gives kids money independence with the security that you can keep track on their account Reviewed on: 27th February 2026

Highly recommend

The app has great features, it’s very responsive and I can really control kids spending. Just great! Reviewed on: 26th February 2026

Love Monzo so easy to use for my teenage girlie...

Love Monzo so easy to use for my teenage girlie Reviewed on: 26th February 2026

It’s great for my kids!

It’s great for my kids, I can easily transfer money between my account and theirs. It also allows them to spend freely, but I can still monitor where and when Reviewed on: 25th February 2026

A great Children’s account

A great Children’s account to help them learn money management. Easy to use for the kids and with good oversight for parents. Reviewed on: 24th February 2026

Real time track my children's account

I can track my children's account in real time. It's amazing. Reviewed on: 24th February 2026

Best value for children and teens with great transpa...

Best value for children and teens with great transparency and saving tools. Reviewed on: 23rd February 2026

I received the email to go on the waiting list for t...

I received the email to go on the waiting list for the under 16s account for my child and didnt have to wait long before being able to set it up. Its been the easiest thing to manage. I can see it on my panel.of accounts and I can organise my daughters account from mine. Pocket money is split into pots automatically once set up. My daughter can view and learn to manage her own account too with her own access. Cards a brightly coloured so can be easily spotted. Reviewed on: 23rd February 2026

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