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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

I have an excellent experience with Monzo.

I have an excellent experience with Monzo. Thanks Reviewed on: 9th February 2025

have been using monzo after barclays cost me alot of...

have been using monzo after barclays cost me alot of stress and money issues and have loved it since Reviewed on: 9th February 2025

It has given my children independence and a understa...

It has given my children independence and a understanding of costs and the value of money Reviewed on: 9th February 2025

Good service good bank I am happy with the Monzo...

Good service good bank I am happy with the Monzo bank Reviewed on: 9th February 2025

Perfect service

Perfect service regards regarding and in regards to early payments and easy to create account Reviewed on: 9th February 2025

Top-notch online bank with top-notch features hard t...

Top-notch online bank with top-notch features hard to beat Reviewed on: 9th February 2025

Worth the wait

I've been waiting a while for Monzo to open a kids account. It was worth the wait Reviewed on: 9th February 2025

Easy bank account and you even get your payments day...

Easy bank account and you even get your payments day earlier which is great!! Reviewed on: 9th February 2025

Great parental features!

Great features for parents to review your kids spending. Reviewed on: 9th February 2025

Satisfactory!

Satisfactory! I will recommend Monzo to anyone who wants to experience excellent banking service Reviewed on: 9th February 2025

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