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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Monzo provides a good banking model

4
Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026
Claire N's avatar
Claire N

My 11-year old daughter has held an account since th...

5
My 11-year old daughter has held an account since the day of release and it's been great being able to help her learn about spending and saving. Being able to help manage her account so easily is very helpful and knowing the account is free is a bonus! Reviewed on: 28th February 2026
Simon S's avatar
Simon S

Easy to use

5
Easy and incredibly good Can move money, set limits and supervise children's accounts with no drama or difficulties. Having cards and them being able to use contactless, setting limits, having savings pots and investments. So many good things to support them learning to manage their finances . Absolutely the best current account I've seen for teenagers! Reviewed on: 28th February 2026
Kate's avatar
Kate

The best kids account going

5
Such great visibility of all my daughter’s accounts. Very easy to use Reviewed on: 28th February 2026
Emma C's avatar
Emma C

It’s a great account for kids!

5
It’s a great account for kids! Really simple to use. It gives kids money independence with the security that you can keep track on their account Reviewed on: 27th February 2026
Katie Davies's avatar
Katie Davies

Highly recommend

5
The app has great features, it’s very responsive and I can really control kids spending. Just great! Reviewed on: 26th February 2026
Marko B's avatar
Marko B

Love Monzo so easy to use for my teenage girlie...

5
Love Monzo so easy to use for my teenage girlie Reviewed on: 26th February 2026
Anamaria O's avatar
Anamaria O

It’s great for my kids!

5
It’s great for my kids, I can easily transfer money between my account and theirs. It also allows them to spend freely, but I can still monitor where and when Reviewed on: 25th February 2026
Philip Maguire's avatar
Philip Maguire

A great Children’s account

5
A great Children’s account to help them learn money management. Easy to use for the kids and with good oversight for parents. Reviewed on: 24th February 2026
Paul Deaden's avatar
Paul Deaden

Real time track my children's account

5
I can track my children's account in real time. It's amazing. Reviewed on: 24th February 2026
Keleto K's avatar
Keleto K

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