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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Great simple banking for under 16 - can also give th...

Great simple banking for under 16 - can also give them some independence shopping online and instead with the addition of an account card- which most banks don’t offer for under 11’s Reviewed on: 23rd February 2026

Ideal first account for our son

Set our son up with this account super easy to use and manage and great interest rates. Family can easily send birthday month as and when Reviewed on: 23rd February 2026

The best highly recommended excellent from start to...

The best highly recommended excellent from start to finish Reviewed on: 23rd February 2026

Really helps me manage my money effectively.

Really helps me manage my money effectively. Great access to be able to control my daughter’s spending Reviewed on: 23rd February 2026

Monzo money for teenagers constantly on the move.

Monzo kids accounts have been a great way to manage money for teenagers constantly on the move. Reviewed on: 23rd February 2026

A Star Service.

A Star Service. Will definitely recommend to anyone Reviewed on: 23rd February 2026

Awesome banking

From the moment I signed up I've been impressed with everything. The service, the offerings and the information. I've been able to keep a better eye on finances, upcoming events and planning to ensure everything is where it needs to be. It's quick and simple with great benefits. Reviewed on: 23rd February 2026

Monzo are a fantastic bank

Monzo are a fantastic bank , my son is very pleased with his under 16's account. I am also very pleased with my current account with them and flex purchase credit card. Reviewed on: 23rd February 2026

Great first account for under-16s

The account was very easy to set up and is simple to use. I especially like the parental controls, which give me peace of mind while still giving my child a sense of financial independence. It’s a great balance between supervision and freedom. Reviewed on: 23rd February 2026

It was easy to set up, and a great way of teaching m...

It was easy to set up, and a great way of teaching my daughter about responsible spending and saving Reviewed on: 23rd February 2026

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