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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
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Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

I received the email to go on the waiting list for t...

5
I received the email to go on the waiting list for the under 16s account for my child and didnt have to wait long before being able to set it up. Its been the easiest thing to manage. I can see it on my panel.of accounts and I can organise my daughters account from mine. Pocket money is split into pots automatically once set up. My daughter can view and learn to manage her own account too with her own access. Cards a brightly coloured so can be easily spotted. Reviewed on: 23rd February 2026
Emma Louise Young's avatar
Emma Louise Young

Great simple banking for under 16 - can also give th...

5
Great simple banking for under 16 - can also give them some independence shopping online and instead with the addition of an account card- which most banks don’t offer for under 11’s Reviewed on: 23rd February 2026
Emma H's avatar
Emma H

Ideal first account for our son

5
Set our son up with this account super easy to use and manage and great interest rates. Family can easily send birthday month as and when Reviewed on: 23rd February 2026
Mecia M's avatar
Mecia M

The best highly recommended excellent from start to...

5
The best highly recommended excellent from start to finish Reviewed on: 23rd February 2026
Craig 's avatar
Craig

Really helps me manage my money effectively.

5
Really helps me manage my money effectively. Great access to be able to control my daughter’s spending Reviewed on: 23rd February 2026
Mel Slinger's avatar
Mel Slinger

Monzo money for teenagers constantly on the move.

5
Monzo kids accounts have been a great way to manage money for teenagers constantly on the move. Reviewed on: 23rd February 2026
Grant D's avatar
Grant D

A Star Service.

5
A Star Service. Will definitely recommend to anyone Reviewed on: 23rd February 2026
Olu's avatar
Olu

Awesome banking

5
From the moment I signed up I've been impressed with everything. The service, the offerings and the information. I've been able to keep a better eye on finances, upcoming events and planning to ensure everything is where it needs to be. It's quick and simple with great benefits. Reviewed on: 23rd February 2026
David S's avatar
David S

Monzo are a fantastic bank

5
Monzo are a fantastic bank , my son is very pleased with his under 16's account. I am also very pleased with my current account with them and flex purchase credit card. Reviewed on: 23rd February 2026
Lauren L's avatar
Lauren L

Great first account for under-16s

5
The account was very easy to set up and is simple to use. I especially like the parental controls, which give me peace of mind while still giving my child a sense of financial independence. It’s a great balance between supervision and freedom. Reviewed on: 23rd February 2026
Charlene 's avatar
Charlene

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