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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

My son loves it, he feels very grown up when he has...

My son loves it, he feels very grown up when he has his pocket money put into his bank, he has different pots so he can save money too Reviewed on: 23rd February 2026

Love Monzo for my daughter, so easy to transfer betw...

Love Monzo for my daughter, so easy to transfer between my account and hers and she loves using her card Reviewed on: 23rd February 2026

My daughter uses Monzo and really easy to use and ma...

My daughter uses Monzo and really easy to use and manager Reviewed on: 23rd February 2026

Excellent for my 15yr old.

I use Monzo with my 15yr old. It great keeping track of what he’s spending and where whilst giving him independence. So easy to transfer money to his account from the app. Reviewed on: 21st February 2026

Great bank

Great at teaching the children to save and budget, easy to use and navigate. Nice layout and simply to transfer and add money into the account. Reviewed on: 21st February 2026

Excellent for children learning how to manage money

Excellent for children learning how to manage money Reviewed on: 21st February 2026

Best bank for under 16.

Best bank for under 16. Few saving options, clean layout! Using it for over 3 years. Reviewed on: 21st February 2026

Was really easy to open the accounts and to set up f...

Was really easy to open the accounts and to set up for the boys. Can transfer easily to their accounts they have there own bank cards to use and I can see everything that they spend 10/10 Reviewed on: 21st February 2026

Very supportive, easy to use all.

Very supportive, easy to use all. Reviewed on: 20th February 2026

Super helpful, polite and responsive

Super helpful, polite and responsive Reviewed on: 19th February 2026

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