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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Very supportive, easy to use all.

5
Very supportive, easy to use all. Reviewed on: 20th February 2026
MmmMarisa H's avatar
MmmMarisa H

Super helpful, polite and responsive

5
Super helpful, polite and responsive Reviewed on: 19th February 2026
Olivia T's avatar
Olivia T

Such a slick and futureproofed offering!

5
Such a slick and futureptoofed offering! Reviewed on: 18th February 2026
Mark B's avatar
Mark B

Transferring money to my children is made super easy...

5
Transferring money to my children is made super easy by Monzo Reviewed on: 18th February 2026
Claudio's avatar
Claudio

Excellent account for kids

5
Opened an account for my son, it is really straightforward to use, has excellent savings rates available and can even add emojis to transfers which he loves. Reviewed on: 17th February 2026
James B's avatar
James B

Easy to use and plenty tools to help kids to...

5
Easy to use and plenty tools to help kids to save Reviewed on: 17th February 2026
Alister's avatar
Alister

setup childrens accounts for my, er, children (10 an...

5
setup childrens accounts for my, er, children (10 and 14), works nicely, though the potential wilderness is looming for myeldest as the account only seems to cater for u15s and can't open a full account til 16 Reviewed on: 16th February 2026
DaveC's avatar
DaveC

Simple, transparent & no nonsense

5
Simple, transparent & no nonsense Reviewed on: 16th February 2026
Tsutsudae's avatar
Tsutsudae

Independent kid

5
I love how much Independence my kid has with this account and that we can control the levels to help keep him safe , this account has been 100% easier to use for us than our previous go Henry account, so glad we switched Reviewed on: 16th February 2026
Sam C's avatar
Sam C

The under 16 account in Monzo is really good as we c...

5
The under 16 account in Monzo is really good as we can do saving pots segregation which help kids to save money from their pocket money. Thank you for the wonderful support Reviewed on: 15th February 2026
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Guru

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