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Monzo: Under 16s account reviews

4.97
Based on 944 reviews, last reviewed 20th Apr 2026
52700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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99%
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1%
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2 star
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Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026
Lisa R's avatar
Lisa R

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (944)

Monzo has been brilliant for us, especially when ban...

5
Monzo has been brilliant for us, especially when banking. Reviewed on: 14th February 2026

My son is using it seamlessly , and very easy to add...

5
My son is using it seamlessly , and very easy to add money from mom Reviewed on: 14th February 2026

Very easy service, with excellent perks

5
Very easy service, with excellent perks Reviewed on: 14th February 2026

Perfect and safe intro to banking for young people

5
Brilliant way to introduce my daughter to banking and savings. She’s loving to see the interest adding up, and I like the control and flexibility it gives me - I don’t want her to have the physical card yet, but she can still have a proper bank account. It’s perfect! Reviewed on: 13th February 2026

Love Monzo!

5
Really love the Monzo app and all the features that make it so easy to teach my children about money. Reviewed on: 13th February 2026

Best account for littles

5
Easy to use, teaches kids about money, can save, use pots etc. Really good Reviewed on: 13th February 2026

Easy to use for under 16’s, saving pots encourage s...

5
Easy to use for under 16’s, saving pots encourage saving Reviewed on: 12th February 2026

Having my child’s account linked with mine I can sen...

5
Having my child’s account linked with mine I can send money in seconds also I can see what there money is spent on Reviewed on: 12th February 2026

Such a fun and practical account

5
Such a fun and practical account Reviewed on: 12th February 2026

Best Bank overview

5
Bank listens to his clients very reliable and trustworthy Reviewed on: 12th February 2026

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