Smart Money People Logo

Monzo: Under 16s account reviews

4.95
Based on 477 reviews, last reviewed 10th Feb 2026
6600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I like quickly use and payment I like quickly use and payment method to easy transfer Reviewed on: 10th February 2026
Kiran 's avatar
Kiran

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025
Matthew's avatar
Matthew

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Under 16s account reviews (477)

Excellent bank, great app, amazing customer service

5
Excellent bank, great app, amazing customer service Reviewed on: 9th February 2025

Ease of Use great it's free to use abroad...

5
Just ease of Use great it's free to use abroad Reviewed on: 9th February 2025

Monzo top notch

5
Monzo customer service and quick response is commented, but what i love most the the link for others family members to transfer directly to the under 16 account Reviewed on: 9th February 2025

Monzo is a modern bank that everyone is now starting...

5
Monzo is a modern bank that everyone is now starting to use Reviewed on: 9th February 2025

Easy to use, for my kids, the account help them to s...

5
Easy to use, for my kids, the account help them to save, I only have not figured out how to transfer from it. Reviewed on: 9th February 2025

Perfection in the Monzo way

5
It's a great bank they do the obvious beneficial things for their customers the kids account is perfect allowing control for parents but freedom for children Reviewed on: 9th February 2025

Easy and fun.

5
Very easy to use for both parents and children. Easy for the chimdten to see what money they have and what they have spent it on. Also has great safety features and everything can be seen and controlled from parents main app. Reviewed on: 9th February 2025

Great under 16’s account

5
I love this account for my 3 children, they get to make saving pots that can be locked by parents they can order tho ha online and use the tap feature to purches things. Reviewed on: 9th February 2025

Always the staff very friendly and fast service

5
Always the staff very friendly and fast service Reviewed on: 9th February 2025

Great bank easy to use, great for holidays too as be...

5
Great bank easy to use, great for holidays too as best exchange rate given Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 3 reviews
    Monzo
  • Savings

    from Monzo 4.96 from 177 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.96 from 2835 reviews
    Monzo
    View all products