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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

It’s so easy to use and it’s free .

5
It’s so easy to use and it’s free .. it annoys me that all the other banks charge and that’s money that can go to a child. My boy lived the brightly coloured card. Reviewed on: 15th February 2026
Ashleigh Connor's avatar
Ashleigh Connor

Monzo has been brilliant for us, especially when ban...

5
Monzo has been brilliant for us, especially when banking. Reviewed on: 14th February 2026
Catherine A's avatar
Catherine A

My son is using it seamlessly , and very easy to add...

5
My son is using it seamlessly , and very easy to add money from mom Reviewed on: 14th February 2026
Risikat E's avatar
Risikat E

Very easy service, with excellent perks

5
Very easy service, with excellent perks Reviewed on: 14th February 2026
Jo n's avatar
Jo n

Perfect and safe intro to banking for young people

5
Brilliant way to introduce my daughter to banking and savings. She’s loving to see the interest adding up, and I like the control and flexibility it gives me - I don’t want her to have the physical card yet, but she can still have a proper bank account. It’s perfect! Reviewed on: 13th February 2026
Emilie L's avatar
Emilie L

Love Monzo!

5
Really love the Monzo app and all the features that make it so easy to teach my children about money. Reviewed on: 13th February 2026
Elliot B's avatar
Elliot B

Best account for littles

5
Easy to use, teaches kids about money, can save, use pots etc. Really good Reviewed on: 13th February 2026
Toni-Louise Curtis's avatar
Toni-Louise Curtis

Easy to use for under 16’s, saving pots encourage s...

5
Easy to use for under 16’s, saving pots encourage saving Reviewed on: 12th February 2026
Julie m's avatar
Julie m

Having my child’s account linked with mine I can sen...

5
Having my child’s account linked with mine I can send money in seconds also I can see what there money is spent on Reviewed on: 12th February 2026
Emma T's avatar
Emma T

Such a fun and practical account

5
Such a fun and practical account Reviewed on: 12th February 2026
Sophie 's avatar
Sophie

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