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Emilie L

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Review of the Monzo, Under 16s account:

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Perfect and safe intro to banking for young people

Brilliant way to introduce my daughter to banking and savings. She’s loving to see the interest adding up, and I like the control and flexibility it gives me - I don’t want her to have the physical card yet, but she can still have a proper bank account. It’s perfect! Reviewed on: 13th February 2026

Review of the Monzo, Current account:

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I now enjoy banking. Just awesome!

With Monzo, I am finally happy with the concept of banking. I have become more aware of my spending without it feeling like a chore. I enjoy the clarity of terms and conditions, which for the first time, in my banking life, I fully understand and feel are written for me to be aware of terms and conditions, not to drown me in jargon. I have once been scammed on both my Monzo and my then regular bank card. Monzo‘s investigation, and straightforward questioning made me feel valued andlistened to, but also held accountable in an adult way. The other bank just cancelled my card and never refunded the amount, not bothering about the issue. I love how easy the app is to use, and the innovation that is baked into it. I love the flexibility, and the fact that I’ve been able to open an account for my under 16 and that I get to educate her about banking so she can make informed choices, hopefully earlier in life than me. I have, a few years into my Monzo account, stop banking with traditional and very backwards thinking banks, and couldn’t be happier with my choice, many years on. Monzo make it very engaging to bank with them with some incentives and challenges which are fun to take part in. I believe I can credit Monzo with getting me out of debt without patronising me, but being there to support me when I needed some further help, and for making me enjoy banking and saving, which means I’ve completely turned around my attitude to money. Reviewed on: 12th February 2025

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