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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

Best Bank overview

5
Bank listens to his clients very reliable and trustworthy Reviewed on: 12th February 2026
Alzahir's avatar
Alzahir

Simple and joyful to use.

5
Simple and joyful to use. Transferring money to my daughter’s account is brilliant, immediate access and payment notifications. I have had issues with card use in the past, resolving those issues were easy staff were easy contactable and made it a joyful experience. Reviewed on: 12th February 2026
Jamie L's avatar
Jamie L

Got the message to sign up for access once released.

5
Got the message to sign up for access once released. Didn't wait long before I got the message ready to set up under 16s account. Easy and just what we need. All in my account so its easy to manage. And my daughter has her own access with her card. Very good for what we needed. Reviewed on: 11th February 2026
Emma Louise Young's avatar
Emma Louise Young

The under 16 account is brilliant.

5
The under 16 account is brilliant. The set up of pots is great to build an awareness about saving amongst little ones. Defo recommend! Reviewed on: 11th February 2026
MGH's avatar
MGH

Super bank.

5
Super bank. I like it. My child like it Reviewed on: 11th February 2026
Alina Hamal's avatar
Alina Hamal

Best bank for under 16, outstanding services

5
Best bank for under 16, outstanding services Reviewed on: 10th February 2026
Anurag S's avatar
Anurag S

Brilliant account for my 14 year old that's linked t...

5
Brilliant account for my 14 year old that's linked to our joint account. Much better than others we have tried over the years to give our son Finacial freedom and responsibility Reviewed on: 10th February 2026
Mike 's avatar
Mike

Great way to start kids saving and spending responsi...

5
Great way to start kids saving and spending responsibly. An excellent app experience for Under 16s, with all the Monzo charm and values that grown ups enjoy. Reviewed on: 10th February 2026
NC's avatar
NC

Every service they offer is brilliant.

5
Every service they offer is brilliant. Reviewed on: 10th February 2026
Tom w's avatar
Tom w

App works like a dream

5
App works like a dream and our child has even started saving! Reviewed on: 10th February 2026
James Brown's avatar
James Brown

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