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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

Easy to use and great communication for money bank.

5
Easy to use and great communication for money bank. Reviewed on: 10th February 2026
GC's avatar
GC

It has given me control and sight of my sons spendin...

5
It has given me control and sight of my sons spending and able to give him pocket money whenever needed. Monzo have made it easy and always on hand to help when needed. Reviewed on: 10th February 2026
John Millar's avatar
John Millar

Excellent service.

5
Excellent service. My children can use their Monzo card with ease and I can track it easily Reviewed on: 10th February 2026
Kerry Jones's avatar
Kerry Jones

Smooth transition and works well between the adult a...

5
Smooth transition and works well between the adult account and the kids Reviewed on: 10th February 2026
Andrew Aedy's avatar
Andrew Aedy

Easy set up for my 11 year old son.

5
Easy set up for my 11 year old son. He loves having his card. Reviewed on: 10th February 2026
Lynn D's avatar
Lynn D

Under 16s account fantastic service.

5
Under 16s account fantastic service. They can learn to save download the app themselves an as guardian grandparent you can keep eye on their account.. Reviewed on: 10th February 2026
Lesley D's avatar
Lesley D

Monzo is brilliant!

5
This account has been great for my son. He's learning to budget his money and he is impressed with the pots he can have. He has built up some savings! He sometimes spends on in game content online, he buys it all himself now with his own card, as the parent account I am notified of those transactions. We just love the ease of everything with Monzo! Reviewed on: 10th February 2026
Kelly P's avatar
Kelly P

So easy to set up and very user friendly

5
So easy to set up and very user friendly Reviewed on: 10th February 2026
Rebecca Hobern's avatar
Rebecca Hobern

I like quickly use and payment

5
I like quickly use and payment method to easy transfer Reviewed on: 10th February 2026
Kiran 's avatar
Kiran

Free under 16s account with easy transfer of funds a...

5
Free under 16s account with easy transfer of funds and gentle reminders to top up if balances low! Encouragement with in-app incentives for kids to earn and save more and remain competitive in the market Reviewed on: 9th February 2026
Sam S's avatar
Sam S

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