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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (945 reviews)

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4.89

Based on 945 reviews, last reviewed 11th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

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Awards

Best children's financial provider 2026

Awarded to the children's savings or bank account provider rated highest in customer reviews.
Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.
Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (945)

Monzo makes banking simple and easy.

Monzo is a modern banking system that is very useful for the common people. In addition to making banking services easy to use through the mobile app, Monzo also provides eligible customers with an easy process where they can get facilities like loans, credit cards, overdrafts, etc. very quickly, subject to terms and conditions. Therefore, Monzo is a reliable banking solution for those looking for speed and convenience. Reviewed on: 9th February 2026

Made it easy to open my child who is under 16 accoun...

Made it easy to open my child who is under 16 account and my child is able to access and able to save. Reviewed on: 9th February 2026

Best recommendation for daughters savings.

Was recommended Monzo by a friend. It has been a game changer for my daughter’s savings. Reviewed on: 9th February 2026

Magic as always!

The perfect account for my children! Learning how to manage their money, and for the parents, the best way to get the necessary visibility! Well done Reviewed on: 9th February 2026

Great for my son

Very easy to use and monitor as parents Reviewed on: 9th February 2026

Definitely the best under 16s account

I have set up the under 16 account after not great experience with other providers . The app as a parent is easy to use and set up controls on spending etc. Great that family can send money to my daughter directly! She can easily use the app and has encouraged her to save as well. Reviewed on: 9th February 2026

I have under 16’s accounts for my children 7 and 9.

I have under 16’s accounts for my children 7 and 9. It’s a brilliant experience, they got to choose their own cards and the accounts are free of charge. Sign up process was easy Reviewed on: 9th February 2026

Absolutely love this bank anything you need is so ea...

Absolutely love this bank anything you need is so easy 10000% unstoppable bank Reviewed on: 9th February 2026

Great account for my son would recommended

Great account for my son would recommended Reviewed on: 9th February 2026

Fantastic service

Fantastic service, child’s account is easy to open and manage from my account. Highly recommended, it’s worked well for us. Reviewed on: 9th February 2026

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Monzo: Under 16s account reviews

95% decrease in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Monzo: Under 16s account now

Best children's financial provider 2026

Best British bank 2026

Best children's financial provider 2025

Monzo Under 16s account reviews (945)

Monzo makes banking simple and easy.

Made it easy to open my child who is under 16 accoun...

Best recommendation for daughters savings.

Magic as always!

Great for my son

Definitely the best under 16s account

I have under 16’s accounts for my children 7 and 9.

Absolutely love this bank anything you need is so ea...

Great account for my son would recommended

Fantastic service

Do you have a different Monzo product?

Want to see more from Monzo?

Flex Purchase credit card

Investments

Current account

Join Smart Money People

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