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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Free under 16s account with easy transfer of funds a...

5
Free under 16s account with easy transfer of funds and gentle reminders to top up if balances low! Encouragement with in-app incentives for kids to earn and save more and remain competitive in the market Reviewed on: 9th February 2026
Sam S's avatar
Sam S

Monzo makes banking simple and easy.

5
Monzo is a modern banking system that is very useful for the common people. In addition to making banking services easy to use through the mobile app, Monzo also provides eligible customers with an easy process where they can get facilities like loans, credit cards, overdrafts, etc. very quickly, subject to terms and conditions. Therefore, Monzo is a reliable banking solution for those looking for speed and convenience. Reviewed on: 9th February 2026
Jrknair's avatar
Jrknair

Made it easy to open my child who is under 16 accoun...

5
Made it easy to open my child who is under 16 account and my child is able to access and able to save. Reviewed on: 9th February 2026
Dela B's avatar
Dela B

Best recommendation for daughters savings.

5
Was recommended Monzo by a friend. It has been a game changer for my daughter’s savings. Reviewed on: 9th February 2026
Rebecca E's avatar
Rebecca E

Magic as always!

5
The perfect account for my children! Learning how to manage their money, and for the parents, the best way to get the necessary visibility! Well done Reviewed on: 9th February 2026
George's avatar
George

Great for my son

5
Very easy to use and monitor as parents Reviewed on: 9th February 2026
Andy Stuart's avatar
Andy Stuart

Definitely the best under 16s account

5
I have set up the under 16 account after not great experience with other providers . The app as a parent is easy to use and set up controls on spending etc. Great that family can send money to my daughter directly! She can easily use the app and has encouraged her to save as well. Reviewed on: 9th February 2026
Jocelyn P's avatar
Jocelyn P

I have under 16’s accounts for my children 7 and 9.

5
I have under 16’s accounts for my children 7 and 9. It’s a brilliant experience, they got to choose their own cards and the accounts are free of charge. Sign up process was easy Reviewed on: 9th February 2026
Simon K's avatar
Simon K

Absolutely love this bank anything you need is so ea...

5
Absolutely love this bank anything you need is so easy 10000% unstoppable bank Reviewed on: 9th February 2026
Steve 's avatar
Steve

Great account for my son would recommended

5
Great account for my son would recommended Reviewed on: 9th February 2026
Jamie b's avatar
Jamie b

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