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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Made it easy to open my child who is under 16 accoun...

Made it easy to open my child who is under 16 account and my child is able to access and able to save. Reviewed on: 9th February 2026

Best recommendation for daughters savings.

Was recommended Monzo by a friend. It has been a game changer for my daughter’s savings. Reviewed on: 9th February 2026

Magic as always!

The perfect account for my children! Learning how to manage their money, and for the parents, the best way to get the necessary visibility! Well done Reviewed on: 9th February 2026

Great for my son

Very easy to use and monitor as parents Reviewed on: 9th February 2026

Definitely the best under 16s account

I have set up the under 16 account after not great experience with other providers . The app as a parent is easy to use and set up controls on spending etc. Great that family can send money to my daughter directly! She can easily use the app and has encouraged her to save as well. Reviewed on: 9th February 2026

I have under 16’s accounts for my children 7 and 9.

I have under 16’s accounts for my children 7 and 9. It’s a brilliant experience, they got to choose their own cards and the accounts are free of charge. Sign up process was easy Reviewed on: 9th February 2026

Absolutely love this bank anything you need is so ea...

Absolutely love this bank anything you need is so easy 10000% unstoppable bank Reviewed on: 9th February 2026

Great account for my son would recommended

Great account for my son would recommended Reviewed on: 9th February 2026

Fantastic service

Fantastic service, child’s account is easy to open and manage from my account. Highly recommended, it’s worked well for us. Reviewed on: 9th February 2026

Great bank for a under 16.

Great bank for a under 16. Easy to use and set up. Reviewed on: 9th February 2026

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