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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

Great bank for a under 16.

5
Great bank for a under 16. Easy to use and set up. Reviewed on: 9th February 2026
Ariane D's avatar
Ariane D

The U16 account is really easy to manage and is grea...

5
The U16 account is really easy to manage and is great for teaching young children how to budget (using savings pots) Reviewed on: 9th February 2026
Danny B's avatar
Danny B

I have never looked back since joining!

5
I started with a business account with Monzo & was that impressed I moved my person account over & then added an account into mine for my teenage son! Never looked back! Hands down the best bank I have ever used & fantastic & easy for my son to use. Reviewed on: 9th February 2026
Jo 's avatar
Jo

Monzo under 16s

5
Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026
Paul S's avatar
Paul S

Amazing u16 account.

5
Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026
Daddy Don's avatar
Daddy Don

A modern way to both manage and introduce children t...

5
A modern way to both manage and introduce children to the banking experience. Reviewed on: 9th February 2026
David Walton's avatar
David Walton

Brilliant bank.

5
Brilliant bank. Can't use any other! Reviewed on: 9th February 2026
Ismail Ahmed's avatar
Ismail Ahmed

Great experience and easy to set up!

5
Great experience and easy to set up! The app is super user friendly and my daughter really enjoyed creating her own money pots for savings and special occasions. Reviewed on: 9th February 2026
Susan L's avatar
Susan L

Brilliant experience for u16s.

5
Brilliant experience for u16s. My children have loved it, helping them to budget their saving and spending. Reviewed on: 9th February 2026
stodders's avatar
stodders

Best bank by far.

5
Been with Monzo a couple years now and it’s one of the best banks I’ve used. Reviewed on: 9th February 2026
Ben S's avatar
Ben S

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