Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

View other Monzo products

4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

The U16 account is really easy to manage and is grea...

The U16 account is really easy to manage and is great for teaching young children how to budget (using savings pots) Reviewed on: 9th February 2026

I have never looked back since joining!

I started with a business account with Monzo & was that impressed I moved my person account over & then added an account into mine for my teenage son! Never looked back! Hands down the best bank I have ever used & fantastic & easy for my son to use. Reviewed on: 9th February 2026

Monzo under 16s

Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026

Amazing u16 account.

Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026

A modern way to both manage and introduce children t...

A modern way to both manage and introduce children to the banking experience. Reviewed on: 9th February 2026

Brilliant bank.

Brilliant bank. Can't use any other! Reviewed on: 9th February 2026

Great experience and easy to set up!

Great experience and easy to set up! The app is super user friendly and my daughter really enjoyed creating her own money pots for savings and special occasions. Reviewed on: 9th February 2026

Brilliant experience for u16s.

Brilliant experience for u16s. My children have loved it, helping them to budget their saving and spending. Reviewed on: 9th February 2026

Best bank by far.

Been with Monzo a couple years now and it’s one of the best banks I’ve used. Reviewed on: 9th February 2026

Easy to use and control also excellent value

Easy to use and control also excellent value Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank Account
from Habib Bank Zurich plc 4.71 from 3 reviews
Current Account
from Tesco Bank 4.41 from 69 reviews
Black Current Account
from RBS 3.20 from 19 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub