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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Fantastic service

5
Fantastic service, child’s account is easy to open and manage from my account. Highly recommended, it’s worked well for us. Reviewed on: 9th February 2026
Bev W's avatar
Bev W

Great bank for a under 16.

5
Great bank for a under 16. Easy to use and set up. Reviewed on: 9th February 2026
Ariane D's avatar
Ariane D

The U16 account is really easy to manage and is grea...

5
The U16 account is really easy to manage and is great for teaching young children how to budget (using savings pots) Reviewed on: 9th February 2026
Danny B's avatar
Danny B

I have never looked back since joining!

5
I started with a business account with Monzo & was that impressed I moved my person account over & then added an account into mine for my teenage son! Never looked back! Hands down the best bank I have ever used & fantastic & easy for my son to use. Reviewed on: 9th February 2026
Jo 's avatar
Jo

Monzo under 16s

5
Great experience with Monzo under 16s it have taught my daughter great Monday managing skills Reviewed on: 9th February 2026
Paul S's avatar
Paul S

Amazing u16 account.

5
Amazing u16 account. Easy to move money in and out of children’s accounts. Able to see their account too! Reviewed on: 9th February 2026
Daddy Don's avatar
Daddy Don

A modern way to both manage and introduce children t...

5
A modern way to both manage and introduce children to the banking experience. Reviewed on: 9th February 2026
David Walton's avatar
David Walton

Brilliant bank.

5
Brilliant bank. Can't use any other! Reviewed on: 9th February 2026
Ismail Ahmed's avatar
Ismail Ahmed

Great experience and easy to set up!

5
Great experience and easy to set up! The app is super user friendly and my daughter really enjoyed creating her own money pots for savings and special occasions. Reviewed on: 9th February 2026
Susan L's avatar
Susan L

Brilliant experience for u16s.

5
Brilliant experience for u16s. My children have loved it, helping them to budget their saving and spending. Reviewed on: 9th February 2026
stodders's avatar
stodders

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