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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy to use, great product!

Easy to use, great product! Has helped give my daughter some financial responsibility Reviewed on: 6th March 2026

Not had any problems with Monzo.

Not had any problems with Monzo. Reviewed on: 6th March 2026

Have 5 under 16 accounts and its amazing for them

Have 5 under 16 accounts and its amazing for them Reviewed on: 6th March 2026

Best bank account I’ve had

Never had an issue that wasn’t resolved quickly and effectively. Excellent product and great services Reviewed on: 6th March 2026

Great for children for managing their money.

Great for children for managing their money. Parents can track their spending and add money easily Reviewed on: 5th March 2026

Kids cards are brilliant

My girls have had a Monzo for some time now, I can see everything they spend, manage their accounts from mine and family can easily send money via a link. There is no charge for a kids account and they get bright colourful cards that they love. Reviewed on: 5th March 2026

The process was hassle free and straight forward.

The process was hassle free and straight forward. Setup the account on Sunday and card was received on Tuesday. Reviewed on: 4th March 2026

It’s amazing I love using monzo

It’s amazing I love using monzo Reviewed on: 4th March 2026

Monzo provides a good banking model

Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

My 11-year old daughter has held an account since th...

My 11-year old daughter has held an account since the day of release and it's been great being able to help her learn about spending and saving. Being able to help manage her account so easily is very helpful and knowing the account is free is a bonus! Reviewed on: 28th February 2026

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