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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy to use, no fees for the account, my child loves...

Easy to use, no fees for the account, my child loves his bank card and incentives for him to create savings pots from it too! Reviewed on: 6th March 2026

Good interest rate.

Good interest rate. Prompt response when need assistance. Reviewed on: 6th March 2026

Excellent for kids accounts.

Excellent for kids accounts.i have automated their pocket money from a pot it gets sorted from my salary into a pot monthly then distributed weekly to the kids without me doing anything. They both have internet bearing savings pots, a good app and a card. Reviewed on: 6th March 2026

Absolutely love Monzo kids.

Absolutely love Monzo kids. They have the freedom to manage their own money and responsibility using the app but I have the peace of mind that all transactions are linked to the parent account to keep an eye on their spending. It’s so easy to send them money via my app and to share the link with family who want to send them money as there is no sort code and account number for kids accounts. They can also set up their own savings pots and manage these as they like. I recommend these to everyone Reviewed on: 6th March 2026

Absolutely love Monzo Under 16s Account

Absolutely love Monzo so easy to use and the under 16s account so easy to open and great for family to transfer money into aswell as the savings!! Reviewed on: 6th March 2026

So easy to set up and great features for my kids acc...

So easy to set up and great features for my kids accounts. Great product and easy to use Reviewed on: 6th March 2026

Easy to open and use for my child.

I have opened an under 16’s account for my son. It’s easy to use and safe. Reviewed on: 6th March 2026

Excellent account for my 2 children

Both my children have Monzo, allows them to manage their own money with saving pots. there are no charges for this account in comparison to other under 16s. the parental controls are excellent, allowing me to have full visibility of their spending. Reviewed on: 6th March 2026

Protective

It very protective, not allowing payment in certain stores Reviewed on: 6th March 2026

Under 16 account and Excellent product from Monzo

Excellent product from Monzo as usual .My daughter's spending can easily be tracked now in same app!!! Reviewed on: 6th March 2026

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