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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Great can’t fault it

Easy to navigate the account. Great I can see what is being spent and saved. Easy to add money. Gives kids more independence and teaches them the value of money and saving. They have their own Monzo app and can learn to control what they are spending. Reviewed on: 10th February 2025

Kids account is very limited, there is no account nu...

Kids account is very limited, there is no account number and they cannot make their own transfers Reviewed on: 10th February 2025

Excellent customer service issue resolved quickly

Excellent customer service issue resolved quickly Reviewed on: 10th February 2025

Easy set up and gives great control to the child...

Easy set up and gives great control to the child Reviewed on: 10th February 2025

the perfect family bank

great savings rates great user interface and perks are superb Reviewed on: 10th February 2025

Great experience ever had with a Bank

Great experience ever had with a Bank Reviewed on: 10th February 2025

Fantastic

excellent bank love the way I can get paid early if meeded Reviewed on: 10th February 2025

Would like an easier way to view the children’s savi...

Would like an easier way to view the children’s savings pots Reviewed on: 10th February 2025

My son loves his card it gives him his own independe...

My son loves his card it gives him his own independence. I like how it’s on my app so I can see what he’s spending etc Reviewed on: 10th February 2025

Excellent

It really helped my girls to learn to budget money. Reviewed on: 10th February 2025

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