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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy to use, clear clean simple app!

Easy to use, clear clean simple app! Reviewed on: 6th March 2026

Brilliant experience especially with their customer...

Brilliant experience especially with their customer service impromptu long term solution Reviewed on: 6th March 2026

Child Saving made easy!!

Very simple to set up, good interest for child savings and easy access for deposits of money Reviewed on: 6th March 2026

So easy to allow independence while monitoring activ...

So easy to allow independence while monitoring activity. Fee free makes it even better. Great to encourage saving too. Reviewed on: 6th March 2026

Amazing bank

Great features and so easy to set up and use Reviewed on: 6th March 2026

Excellent

Easy to activate and user friendly Reviewed on: 6th March 2026

Very reliable service, Highly recommended financial...

Very reliable service, Highly recommended financial Service. Reviewed on: 6th March 2026

One of the best Under 16 Bank ACcounts.

One of the best banking app and best customer service. So glad that I was able to open my children under 16 bank account with Monzo. So easy to transfer money and also be able to see how they are using their account. A user friendly under 16 account! Reviewed on: 6th March 2026

Such an easy app to use.great app.

Such an easy app to use. My child is autistic and finds the app. Great to use Reviewed on: 6th March 2026

Simple to set up and simple to use.

Simple to set up and simple to use. Reviewed on: 6th March 2026

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