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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Very user friendly, flexibility in managing money

Very user friendly, flexibility in managing money Reviewed on: 6th March 2026

Great first bank account for teenagers

My daughter has the Monzo Under 16s account and we’ve had a really positive experience with it. It was very easy to set up and the app is simple for her to use. She especially loves the pots feature, which is a great way to introduce saving habits and help her manage her money. Overall, it’s a great first bank account for teenagers. Reviewed on: 6th March 2026

Great but frustrating restrictions

Great account but my 15yr old cant use it anywhere that has an alcohol licence. He plays darts but cant use it to buy food or drink at the darts club or pay entrance to a 5 a side pitch to play football as it also has a licence. Other than that its great but that does cause issues. Good to have the pots available for savings. Reviewed on: 6th March 2026

Easy to setup, my kid loves it.

Easy to setup, my kid loves it. Gives the autonomy and helps them understand the concept of money and spending / saving Reviewed on: 6th March 2026

The best

The best bank for children . I am so happy Reviewed on: 6th March 2026

Very good no issue my kids love it

Very good no issue my kids love it Reviewed on: 6th March 2026

Great service

This is a great service making it easy to transfer money to my children and getting them to manage their money Reviewed on: 6th March 2026

I am banking with Monzo for 5 years the best bank ac...

I am banking with Monzo for 5 years the best bank account and i have opened a under 16 account for ny daughter Reviewed on: 6th March 2026

A great banking service to get kids financially smart

A great banking service to get kids financially smart, easy to use, lots of guidance and controls for parents to monitor. Well done Monzo! Reviewed on: 6th March 2026

Highly recommend

Fantastic, easy to use and develops independence whilst still enabling supervision/guidance from parents Reviewed on: 6th March 2026

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