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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Brilliant Superb

5
Monzo has the best services and so convenient. Its very reliable and has been working well for me.I Was scammed and Monzo team help me to recover my money back Reviewed on: 6th March 2026
Janet Viviers's avatar
Janet Viviers

Best under 16s account by far

5
We have had no issues with the under 16s account and even set up a little saving incentive for our daughter. We have her pocket money go from our account to hers each month so it's all set up ready. Definitely makes life easier Reviewed on: 6th March 2026
Sophie's avatar
Sophie

Very good in saving and pots in under 16s children...

5
Very good in saving and pots in under 16s children Reviewed on: 6th March 2026
MR Q's avatar
MR Q

Amazing account for all ages.

5
Amazing account for all ages. I switched for my old bank account into to Monzo and in a short time I open account for the wee one under 16 and we really enjoy. Reviewed on: 6th March 2026
Niran 's avatar
Niran

My son enjoys having his own card and easy access on...

5
My son enjoys having his own card and easy access on the app. I like I can transfer immediately and the prohibited list is an excellent feature. It was quick and easy to setup, having it linked to my account is genius and the notifications when he spends gives me extra peace of mind knowing where he is/has been. We wouldn’t be without monzo now. Reviewed on: 6th March 2026
JamieeLeigh B's avatar
JamieeLeigh B

Had Nat west, switched to Monzo and I have to say it...

5
Had Nat west, switched to Monzo and I have to say it is far better, easier to use and better options. Reviewed on: 6th March 2026
Francis herbert's avatar
Francis herbert

Very fast and reliable.

5
Very fast and reliable. Monzo encourages savings and pays good interest. Gives value for your money. Customer friendly bank Reviewed on: 6th March 2026
Glory Okonkwo 's avatar
Glory Okonkwo

It’s been a worthwhile experience.

5
It’s been a worthwhile experience. Reviewed on: 6th March 2026
Olawumi A's avatar
Olawumi A

Great first account

5
Great service to allow my child to have his first account and own savings. I really like that it is attached to my account so I have overall control. Reviewed on: 6th March 2026
Amelia C's avatar
Amelia C

Easy to use great to keep an eye on my...

5
Easy to use great to keep an eye on my child spending Reviewed on: 6th March 2026
Joanne M's avatar
Joanne M

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