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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Best under 16s account by far

We have had no issues with the under 16s account and even set up a little saving incentive for our daughter. We have her pocket money go from our account to hers each month so it's all set up ready. Definitely makes life easier Reviewed on: 6th March 2026

Very good in saving and pots in under 16s children...

Very good in saving and pots in under 16s children Reviewed on: 6th March 2026

Amazing account for all ages.

Amazing account for all ages. I switched for my old bank account into to Monzo and in a short time I open account for the wee one under 16 and we really enjoy. Reviewed on: 6th March 2026

My son enjoys having his own card and easy access on...

My son enjoys having his own card and easy access on the app. I like I can transfer immediately and the prohibited list is an excellent feature. It was quick and easy to setup, having it linked to my account is genius and the notifications when he spends gives me extra peace of mind knowing where he is/has been. We wouldn’t be without monzo now. Reviewed on: 6th March 2026

Had Nat west, switched to Monzo and I have to say it...

Had Nat west, switched to Monzo and I have to say it is far better, easier to use and better options. Reviewed on: 6th March 2026

Very fast and reliable.

Very fast and reliable. Monzo encourages savings and pays good interest. Gives value for your money. Customer friendly bank Reviewed on: 6th March 2026

It’s been a worthwhile experience.

It’s been a worthwhile experience. Reviewed on: 6th March 2026

Great first account

Great service to allow my child to have his first account and own savings. I really like that it is attached to my account so I have overall control. Reviewed on: 6th March 2026

Easy to use great to keep an eye on my...

Easy to use great to keep an eye on my child spending Reviewed on: 6th March 2026

Excellent service and amazing.

Excellent service and amazing. Always convince Reviewed on: 6th March 2026

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