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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Brilliant kids accounts

Being able to have cards for my kids instead of having to find cash for them is a life saver. It’s also helping them save and understand interest and budgeting. Fabulous! Reviewed on: 6th March 2026

Fabulous kids account and nice looking cards!

My two daughters have Monzo accounts and we love them. We used to be with GoHenry but it was hugely expensive and we couldn't transfer money both ways. Quite often the kids get me to buy them something then pay me back, and this is so easy with Monzo. My eldest also has a savings pot set up and loves that she gets interest on it. Education in financial matters is easy with Monzo. Reviewed on: 6th March 2026

I've had an account for many years.

I've had an account for many years. I have found it very simple and effective to use, I've enjoyed using Monzo and recommend it to everyone, the child feature is amazing and my daughter has an account I can support her with Reviewed on: 6th March 2026

Monzo are excellent

I’ve had a really positive experience using Monzo. The app is incredibly easy to use and makes managing money feel simple and transparent. Everything from checking balances to categorising spending happens instantly, which helps me stay on top of my finances without any effort. One of the standout features is the real-time notifications — every time I spend, I immediately see where my money has gone. The budgeting tools and “pots” feature are also excellent for setting money aside for different goals, whether it’s bills, savings, or travel. Customer support has also been reliable whenever I’ve needed help, and the overall design of the app feels modern and intuitive. Compared to traditional banks, Monzo feels much more in tune with how people actually manage money today. Overall, I’d highly recommend Monzo to anyone looking for a smart, user-friendly banking app that gives you more control and visibility over your finances. Reviewed on: 6th March 2026

Monzo best bank card ever

Monzo best bank card. I use every time Shopping. Transfer money. Easy use Monzo card. I like Thaank you Reviewed on: 6th March 2026

I have been with monzo for quite sometime now and iv...

I have been with monzo for quite sometime now and iv had no problems at all I’m very pleased with the service. Reviewed on: 6th March 2026

It has been so easy to set up and run the U16 bank a...

It has been so easy to set up and run the U16 bank accounts - I have one for both my children. My children love having control of their own money, seeing what their balance is and using their cards themselves. Reviewed on: 6th March 2026

Excelent bank , excellent customer service

Excelent bank , excellent customer service Reviewed on: 6th March 2026

Monzo under 16's account

I joined Monzo from a referral. I was delighted when the under 16's account was released with savings options as my son wanted to be able to put his money in specific savings pots. Its getting him financially aware from a young age. Reviewed on: 6th March 2026

Brilliant Superb

Monzo has the best services and so convenient. Its very reliable and has been working well for me.I Was scammed and Monzo team help me to recover my money back Reviewed on: 6th March 2026

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