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Dinah G

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Review of the Monzo, Under 16s account:
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Monzo are excellent

5
I’ve had a really positive experience using Monzo. The app is incredibly easy to use and makes managing money feel simple and transparent. Everything from checking balances to categorising spending happens instantly, which helps me stay on top of my finances without any effort. One of the standout features is the real-time notifications — every time I spend, I immediately see where my money has gone. The budgeting tools and “pots” feature are also excellent for setting money aside for different goals, whether it’s bills, savings, or travel. Customer support has also been reliable whenever I’ve needed help, and the overall design of the app feels modern and intuitive. Compared to traditional banks, Monzo feels much more in tune with how people actually manage money today. Overall, I’d highly recommend Monzo to anyone looking for a smart, user-friendly banking app that gives you more control and visibility over your finances. Reviewed on: 6th March 2026

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