Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,557 reviews, last reviewed 5th Mar 2025
7567% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Super online banking platform, great for savings and... Super online banking platform, great for savings and investments and easy to use app Reviewed on: 5th March 2025
Laura M's avatar
Laura M

Latest lowest rating:

2

Improvement needed in support Their support is going downhill lately. I still believe they can pull it back Reviewed on: 5th March 2025
Brian P's avatar
Brian P

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15557)

Review of the Monzo, Current Account:

Smooth banking.

4
Smooth banking. App a bit cluttered. Reviewed on: 3rd March 2025

A Modern Banking Experience Highly Recommended!

5
As an international student, I’ve used several UK banks, but Monzo stands out as one of the most convenient and user-friendly options. 1. Seamless Account Opening: The entire process is online, quick, and hassle-free—perfect for students and newcomers. 2. Excellent Mobile App: The app is well-designed, intuitive, and offers real-time transaction notifications, budgeting tools, and savings features. 3. Transparent Fees: No hidden charges, fair exchange rates for international payments, and reasonable withdrawal limits compared to many other digital banks. 4. Great Customer Support: Fast response times and friendly support, making issue resolution smooth and efficient. 5. Perfect for Daily Use: Supports Apple Pay/Google Pay, easy transfers, and an overall seamless banking experience. Overall, Monzo is a top-tier example of modern banking. I’m very satisfied and would highly recommend it to anyone looking for a hassle-free and efficient banking service! Reviewed on: 1st March 2025

It works for me

4
I am well informed and I have in instant access. Reviewed on: 1st March 2025

Very user friendly, easy to send and receive money,...

5
Very user friendly, easy to send and receive money, split bills, categorise spending, link to other accounts. I absolutely love it. It’s a friendly and eye catching interface. It offers things that other banks don’t. Reviewed on: 1st March 2025

The GRAND old duke of york

5
I love Monzo, even more than I love my niece, who turns 13 years old today, and loves nothing more than winding up the dog. Reviewed on: 1st March 2025

Love that I can take my card overseas and not come h...

5
Love that I can take my card overseas and not come home to hefty fees/charges. Reviewed on: 28th February 2025

Monzo delivers an exceptional user experience throug...

5
Monzo delivers an exceptional user experience through its app. From its sleek design to helpful money-saving tips, I’ve truly enjoyed being a customer. The app also offers a range of incredibly useful features. For instance, you can track your mortgage, see how much you have left to pay, and monitor your equity with ease. Reviewed on: 28th February 2025

Very intuitive app, makes managing money a breeze so...

5
Very intuitive app, makes managing money a breeze something the bigger banks have had years to help us with and failed Reviewed on: 28th February 2025

Faultless app based Bank, never known it to be inacc...

5
Faultless app based Bank, never known it to be inaccessible Reviewed on: 28th February 2025

They make everything so easy

5
I have never had any issues with Monzo. I get excited when I hear money going in to my account, getting paid early, my free weekly greggs and a whole lot more. They just make everything so easy. Reviewed on: 28th February 2025

Great app for keeping all money organised.

5
Great app for keeping all money organised. Investing is so simple plus the round up function is great Reviewed on: 28th February 2025