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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simple yet helpful banking

5
Easy to open account, app is simple to use with helpful features. Also when I've need to chat to a human (customer services) they answered my query quickly and efficiently. Reviewed on: 13th April 2021
Stephen S's avatar
Stephen S

Easy banking

5
Monzo is incredibly easy to use, and makes budgeting very visible and straight forward. Reviewed on: 13th April 2021
Matt's avatar
Matt

Monzo is the absolute best

5
Easy to use, friendly people, simple yet elegant interface. I just absolutely love it. Reviewed on: 13th April 2021
Dimitris's avatar
Dimitris

Great App, great customer service

5
The Monzo app makes controlling your money so easy with great features. This makes budgeting and saving much easier than with more conventional online banking. What is more, no matter where you are in the world you have access to speedy customer service. I have taken advantage of both that and the free foreign currency exchange (to a set limit) which for me really sets Monzo apart from the traditional banks. Reviewed on: 13th April 2021
Hastings McKenzie's avatar
Hastings McKenzie

Great banking

5
So easy to use and save money, app super easy to understand and navigate been with them for 2 years now never had an issue Reviewed on: 13th April 2021
Luke's avatar
Luke

Easy to use and excellent customer service

5
Everything is so quick and easy, with excellent customer service if I get stuck. Love Monzo so much, I have since closed all my other bank accounts to do everything here Reviewed on: 13th April 2021
Bebe ross's avatar
Bebe ross

Monzo is the best bank and easy to go with it

5
The good thing of Monzo you get your money one day before which so helpful Reviewed on: 13th April 2021
Ahmadullah Safi 's avatar
Ahmadullah Safi

Amazing bank very easy to use.

5
Very easy to use and you know exactly where you have spent your money and how much you have left. Reviewed on: 13th April 2021
Hilary's avatar
Hilary

Make banking simple and interesting

5
The Monzo app makes banking so simple and easy that I actually enjoy managing my finances correctly! Reviewed on: 13th April 2021
Aaron Lambert's avatar
Aaron Lambert

Amazing

5
Used as my main bank for years. Purs you incontrol of your money Reviewed on: 13th April 2021
James 's avatar
James

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