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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Monzo is the bank other banks want to be

I joined monzo in 2017 after hearing about it from a friend, a banks online capability back in 2017 was incredibly lacking, not intuitive or user friendly, since the rise of monzo, other banks have been forced to realign the way the work, always playing catch-up with monzo the first and best new age bank. Everything on monzo is so easy and their customer support is second to none, Whenever I get a chance I recommend monzo to friends and family. Reviewed on: 13th April 2021

Great bank

Great bank I’ve ever dealt with always on hand to help with any issues you may have Reviewed on: 13th April 2021

Brilliant bank

How banking should be, feels like the 21st century is finally here. Reviewed on: 13th April 2021

What every bank should be like

Clean UI, instant spend notifications, categorisations, ability to search transactions and spending insights to name but a few! Reviewed on: 13th April 2021

Best of the best

Best bank ever , they are professional and very efficient , the only thing that is missing is that they don’t do mortgages Reviewed on: 13th April 2021

This is one bank that helped me threw my bankruptcy when no one else would. We all mess up and monzo understand

Always there to help and the app is very easy. Also has ways to improve your credit score Reviewed on: 13th April 2021

Love Monzo - great product, great service.

I have been a Monzo customer since their beta. It has changed the way I manage money. Highly recommended. Reviewed on: 13th April 2021

Best Banking Experience

Simple banking process for Powerful Banking Experience to Users. Reviewed on: 13th April 2021

Great Bank

Joined from my mums recommendation, best using ever since as my main bank. Very good and helps control my spending. Would definitely advise people to use it. Reviewed on: 13th April 2021

Best banking eexperience for last 3 years.

Banking on finger taps, creating pots, sorting paymens, scheduling deposits, cheap loans, easy loan payback and many more things. Never ending list of benefits and more to come soon. Best banking experienced ever. Reviewed on: 13th April 2021

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