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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great Banking App

5
Brilliant Bank Reviewed on: 13th April 2021
Justinhb's avatar
Justinhb

Excellent bank

5
Know exactly where I'm upto financially, love the instant notification when use card, excellent security with online transactions. Can't say enough about this bank best by far. Reviewed on: 13th April 2021
Amanda 's avatar
Amanda

A modern bank with a chilled attitude

5
I just love Monzo! A very modern way of banking. Instant notifications and easy to understand app. It isn't a 'stuffy' bank, it is a fun, chilled bank that puts it's customers first. Reviewed on: 13th April 2021
John 's avatar
John

Simple, fast and hustle free

5
Monzo offers the best service if you are looking for a fast easy way to manage your finances. Ideal for customers who don’t need all the complexity typical of traditional banks Reviewed on: 13th April 2021
Marco Baratelli's avatar
Marco Baratelli

For me I have very good experience with Monzo they are always there if i have any questions

5
Good experience I'm happy with Monzo Reviewed on: 13th April 2021
Jillian Akinwande 's avatar
Jillian Akinwande

Would definitely recommend

5
The best bank at your fingertips and not only that it fast and easy to set up Reviewed on: 13th April 2021
Bianica Bianchi Corlett's avatar
Bianica Bianchi Corlett

Best bank out there

5
Really easy to use with lots of thoughtful extras like pots of money. Highly recommend! Reviewed on: 13th April 2021
Kirsti Smith's avatar
Kirsti Smith

Great app

5
The Monzo app is clear, easy to use, updates instantly and allows you to round up your spending into a 'rainy day's pot. It is also easy to create side pots and transfer money between the pots for whatever you need. Reviewed on: 13th April 2021
Darren's avatar
Darren

Future of Banking

5
I always considered myself as the “old school” customer when it comes to banking. I preferred the safety of going to a physical branch to handle money matters. Monzo completely changed my mind! They have spectacular customer service, always a click away when I need any help. Monzo has fantastic app that is simple, actionable and helps me reach my financial goals with a few clicks. I feel that my money is in their hands safely and I love that Monzo is leading the new era in banking! Thank you dear Monzo team and Keep up the good work!! Reviewed on: 13th April 2021
NS's avatar
NS

Banking as it should be

5
No nonsense, clear and transparent banking. Great app with great features. Reviewed on: 13th April 2021
Oli Clark's avatar
Oli Clark

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