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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Best bank ever

They are well great and deserve to win this prestigious award Reviewed on: 13th April 2021

Speedy

Any needs from the bank via Webchat is such a breath of fresh air! So speedy and quick. Reviewed on: 13th April 2021

Always used them. no hassles..

Never had a problem with Monzo. Good security , easy transactions. Good savings pots. Reviewed on: 13th April 2021

Monzo is awesome

I love the Monzo app it makes my banking quick and efficient . Reviewed on: 13th April 2021

All I need.

Fair, fast, modern and covers everything I need. Reviewed on: 13th April 2021

The best and easier bank that I have dealt with!

Monzo has simply made my life much easier! Reviewed on: 13th April 2021

Very easy to use

It was the only bank I could get an account hassle free without going to a physical location. This is the kind of modernization we need. Reviewed on: 13th April 2021

Greatest bank I've ever used

Great service, quick response for every single question, prompt problem solving. Easy to use, so many options to customise the pots, and understand your spendings etc. Highly recommended for everyone who prefer easy banking. Reviewed on: 13th April 2021

Monzo redefines personal finance

Monzo has made it easy for me to save 1000s every year with integrations with IFTTT (penny savings challenge), Salary Sorter & pots. I feel more in control of my finances than I have ever been. Reviewed on: 13th April 2021

Life changing

I am not good with money. I have always struggled with knowing what's left as the month goes on. Monzo changed all that. I'm able to filter off all my outgoings, make sure I can pay the essentials, have money left over and save. So easy to organise! I feel safer shopping online too with the through-app verification. I will never use a highstreet bank again. Reviewed on: 13th April 2021

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