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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Helpful, thoughtful and customer focused

5
Whether it's saving a little bit of money, getting my finances in order, having clear options to enhance my account, or giving and getting money from friends, Monzo makes it easy. Reviewed on: 13th April 2021

Excellent customer service

5
Easy to use, great staff, always really helpful. Reviewed on: 13th April 2021

Quick and easy banking

5
Monzo offer the same services as most other banks, they just do it better. Everything can be done quickly and easily in their app. Things like approving transactions, splitting the bill, freezing your account when you’ve lost your card, can all be done with a few clicks. Monzo keep it simple and their service excels because of it. The app is user friendly and has a variety of handy tools to make everyday banking super efficient. For example, being notified when you receive money.. it’s such a simple thing but Monzo are the only bank that I have experience of that do this. The fact that I have even bothered to vote in something like this and take the time to write a review shows that they are doing something massively right. Reviewed on: 13th April 2021

SuperB

5
Unarguably one of the best, services are on point, Customer service is second to non Reviewed on: 13th April 2021

Fair and correct way of banking nowadays

5
I like it from the beginning and my opinion haven’t changed since. Thanks Monzo Reviewed on: 13th April 2021

Intuitive banking

5
Easy to use, secure, excellent customer services Reviewed on: 13th April 2021

Amazing bank!

5
I love it, it’s so easy to use and the customer service is fantastic. Reviewed on: 13th April 2021

Not recommend

1
Costumer service is crap no resolve nothing Reviewed on: 13th April 2021

Great service every time

5
Lovely fast service every time friendly snd patient Reviewed on: 13th April 2021

Best bank

5
I have been with monzo for few years , it is the best back . Quick response to all enquiries and overall very helpful. Thank you Reviewed on: 13th April 2021

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