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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy to use, transparent, joyous UX, great tone

5
I use them as my main bank, and wholeheartedly recommend them Reviewed on: 13th April 2021
Nathan's avatar
Nathan

Best bank

5
Easy to use. Love the sound when you pay money in or out. Good deals Reviewed on: 13th April 2021
Myles's avatar
Myles

Best bank

5
I have been with monzo nearly 3 years and i absolutely love it, it is straight forward what you see is what you get. Wouldn't change to any other bank Reviewed on: 13th April 2021
Annamarie 's avatar
Annamarie

Refreshing Money Controll

5
Monzo have allowed me a clearer understanding of avaliable balance and separate general spending from expected bills and outgoings. Compared to traditional banks Monzo is a refreshing and modern approach Reviewed on: 13th April 2021
Oli Braithwaite's avatar
Oli Braithwaite

Best bank

5
Best bank, change over from Barclays, customer care is always on point Reviewed on: 13th April 2021
gabby120367@gmail.com's avatar
[email protected]

Amazing bank

5
Monzo is an amazing bank for UK customers Reviewed on: 13th April 2021
Tim Todd's avatar
Tim Todd

MONZO is the BEST bank ever!

5
Since I had Monzo for almost 3 years now, I am really relax with my account not feeling worried unlike any other bank, Monzo solves even the little issue you encounter. And it’s so secure to bank with them. I often recommend it to people as I am really very happy with their services. Loves the features of informing you every money that comes in and out of your account plus the 1 day advance to have the money in your account after 4PM features is great. Also their virtual cards to separates bills. I have a metal card that cost £15 a month which covers phone insurance, worldwide travel insurance, discounted airport lounge access, credit tracker, free withtdrawals abroad, 5 free cash deposits a month etc. Keep up the good work! Reviewed on: 13th April 2021
JJV's avatar
JJV

Excellent features

5
Fantastic bank! I had it originally for funds for a holiday a couple of years ago as it was free to use card abroad. However the features an control of your money are great an it quickly became my only bank account. Twice I've had to contact customer services an both of those times were easy an super friendly people an let's face it its normally a call you dread making Reviewed on: 13th April 2021
Kayliegh Lowell's avatar
Kayliegh Lowell

The perfect bank

5
Never had any issues. Love the pots, makes it easy to budget and save. Always get compliments on the colour of the card Reviewed on: 13th April 2021
Emma 's avatar
Emma

Modern

5
Monzo is the future. Unlike dinosaur banks like HSBC Reviewed on: 13th April 2021
Fatop's avatar
Fatop

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