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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

No Regrets

Easy application and convenient. Reviewed on: 13th April 2021

Best bank I have ever used

Monzo is simply the best bank that I’ve used. The online banking and the Customer Service is second to none. Reviewed on: 13th April 2021

Excellent

Very helpful and understanding to your needs as a valued customer Reviewed on: 13th April 2021

Great company

Seriously good bank - easy to use, helpful customer service, strong selection of products Reviewed on: 13th April 2021

Best bank

easy to use, manage, see all my spending. extras like 50% Breakdown cover. 10/10 Reviewed on: 13th April 2021

best bank I've used

I've spent years banking with big name highstreet banks and have found them to be basic, lacking of features and very transactional. since moving to monzo I've had a great banking experience, I can pay in money at pay points, I've got a nice withdrawal limit. The features in the app are great allowing me to see what i'm spending with real time notifications, and options to sort my money when it comes into my account I couldn't ask for better Reviewed on: 13th April 2021

I love Monzo bank.

Yes I will recommend my family and friends to use Monzo Bank. Reviewed on: 13th April 2021

Easy to use, and manage my money

Monzo has made it so easy to be on top of my funds, and to manage savings effectively. It makes transactions between family and friends so quick and easy too, so there is less hassle in spotting some cash on a night out for example, as 2 or 3 clicks later you can settle. Reviewed on: 13th April 2021

The best account I have ever used

Unlike the traditional banks, Monzo is great because all its products and features are designed around helping you (the customer) above all else. Highly recommended Reviewed on: 13th April 2021

Best Bank - Saved me Hundreds

This bank has got my finances in check, if I wasn’t with Monzo I wouldn’t have been in the place I am now Reviewed on: 13th April 2021

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