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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank really responsive

5
Always have prompt response to any queries. App is easy to use too. Reviewed on: 13th April 2021
Sarah Jebson's avatar
Sarah Jebson

Simple and easy

5
I was sceptical of new banks but compared to my old high street bank, I have nothing but praise for Monzo. They have assisted me with chargebacks where my old bank didn’t even entertain the idea and have prevented fraud quicker than my old bank. The app also allows me to control my spending better. Reviewed on: 13th April 2021
Alex Dean's avatar
Alex Dean

Awesome

5
Best bank ever. Highly recommended to everyone Reviewed on: 13th April 2021
Joan's avatar
Joan

Best banking account

5
Easy to use and convenient app to keep to top of your finances Reviewed on: 13th April 2021
Carly Wyatt's avatar
Carly Wyatt

Amazing budget banking looking after your money

5
Easily manage your money and check spending wherever and whenever. Super simple and secure to bank with Monzo! Thank you! Reviewed on: 13th April 2021
Anon's avatar
Anon

The best user experience, the best bank no one can beat!

5
Monzo is so good, easy to use makes a massive difference in the everyday life and also abroad. Reviewed on: 13th April 2021
Audrey's avatar
Audrey

Absolutely love it

5
So easy to use! I have finally learnt to budget and save thanks to monzo! Reviewed on: 13th April 2021
sylwia's avatar
sylwia

Most probably the best online bank

5
Changed from your typical highstreet bank. And it's the best decision i have made, brilliant service from Monzo Reviewed on: 13th April 2021
Mick's avatar
Mick

it is practical, convenient and safe

5
Monzo offers a ,great and easy to navigate service. reliable and practical. Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Modern Banking

5
I bank with Monzo because they are responsive. If I buy something, it shows on my account a second later. If I lose my card, I can freeze it and/or order a new one at the touch of a button. Transferring money is a cinch. Setting up savings 'pots' helps me budget for the month. To be honest, I bank with Monzo because of how good their app is. Reviewed on: 13th April 2021
Abby Cocovini's avatar
Abby Cocovini

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