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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Brilliant

5
Best bank so far, I applied for many bank accounts and it was only monzo that accepted me. I've had no problems whatsoever with it and it's so easy to use online. Reviewed on: 13th April 2021
Kayleigh 's avatar
Kayleigh

Easy Banking

5
So easy to keep track of my spending and make payments to friends and family Reviewed on: 13th April 2021
Rachel's avatar
Rachel

Best Bank

5
Once you go Monzo, you never go back. Reviewed on: 13th April 2021
DH's avatar
DH

Fantastic

5
Just the best when help needed always there when in came to changing from high Street to online monzo was recommended to me happy I made the change to monzo Reviewed on: 13th April 2021
Mervyn 's avatar
Mervyn

Best bank

5
Really easy to use through the app, great customer service Reviewed on: 13th April 2021
T.Oakes's avatar
T.Oakes

My finances have never been so organised!

5
Without Monzo I think my finances would still be a mess! But I have been able to understand where my money goes each month, and finally get on top of my finances. Even saving up has been so easy! Reviewed on: 13th April 2021
KatherineK's avatar
KatherineK

Can never go back to a traditional bank!

5
Monzo has literally been life-changing. Gone are the days when I had to go to a physical bank just to get a statement for a specific date range. Now I have access to everything to do with my account through a very intuitive app. I even pay for Monzo plus for the American express integration! Reviewed on: 13th April 2021
Manas's avatar
Manas

Wouldn't bank anywhere else!

5
I have been with Monzo since before they were Monzo and it has been the best decision I could make. The app is second to none and has so many features that I love. Keeping track of repeat payments, categorising my expenses and making expenses claims a breeze. I have given Golden Tickets to loads of people and all of them are in love with Monzo now. Reviewed on: 13th April 2021
LJ's avatar
LJ

Best bank easily

5
This bank is amazing so easy to use been using a while now such an amazing account Reviewed on: 13th April 2021
Tyler Cole's avatar
Tyler Cole

The best bank

5
The title says it all. Very user friendly app, best services, best customer services as well Reviewed on: 13th April 2021
Simona's avatar
Simona

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