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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing

5
Easy and friendly to use. Best bank in the world. Reviewed on: 13th April 2021

Good all round bank

5
Monzo is easy to set up and control your money with Reviewed on: 13th April 2021

The future

5
I've been with Monzo for a couple of years now and have never had a major issue. Any small hiccups have been solved quickly and with minimal effort compared to my experience with other banks. Reviewed on: 13th April 2021

Brill

5
Amazing forward thinking bank , leaves the traditional banks in their wake Reviewed on: 13th April 2021

Monzo the best

5
Love the saving pots and the fact it’s so easy to send someone money AND splitting the bill amaZing Reviewed on: 13th April 2021

Super easy and intuitive. No hassle having to go in person to a branch. Everything works as it should. No silly fees or bureaucracy.

5
Super easy and intuitive. No hassle having to go in person to a branch. Everything works as it should. No silly fees or bureaucracy. Reviewed on: 13th April 2021

The best bank ever

5
They made banking easier and exciting Reviewed on: 13th April 2021

The future of banking is here

5
Monzo allows me to manage my money as it comes and goes! Allows me to get paid earlier if I need it. Just signed up to plus to try out the new features. Reviewed on: 13th April 2021

Amazing

5
Amazing Great company better than any Bank I have banked with before Reviewed on: 13th April 2021

Best by far

5
Best bank out of the 5 I have accounts with. Great app easily understood Reviewed on: 13th April 2021

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