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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The future of personal banking

5
Always great customer service and the app helps me to budget Reviewed on: 13th April 2021

Everything is easier with Monzo!!

5
They really make it easy for the customer - other banks would learn a thing or two! Reviewed on: 13th April 2021

Best new-ish Bank

5
Efficient, friendly, transparent. Great style of delivery Fast communication. Reviewed on: 13th April 2021

Theo monzo

5
Very good the is Bank beatefol isso Bank uk London Reviewed on: 13th April 2021

Ash

5
Everything you need from your bank ever earlier payment from work Reviewed on: 13th April 2021

So convenient

5
I love that we can move money around within the family in an instant, no one minds picking up the bill, knowing it will be sorted out on Monzo! Reviewed on: 13th April 2021

Perfect banking

5
Always quick reply to queries. App is easy to use. Was one of the first banks I use to introduce saving pots and automatically categorise my spending. Also brilliant to use when travelling, feel really secure using it. Also prevented fraud as my card had been stolen and they immediately blocked a number of contactless payments preventing more loss. Reviewed on: 13th April 2021

Easy, User-Friendly, Fun!

5
Monzo’s banking app is so easy to use and fun too! It makes managing my money so easy - I’m more aware of my spending and budgeting, and more likely to save too. Reviewed on: 13th April 2021

Spiffing

5
Lovely, beautiful, easy to use, easily accessible, revolutionary Reviewed on: 13th April 2021

Amazing

5
The best bank service I ever had This company is clear,smart and quick as all you need they support them costumers. Also the monzo app is easy to use and give a lot of chance to see how is going on your monthly balance. For me its perfect Reviewed on: 13th April 2021

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