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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy and great

5
Using Monzo now since 3 years now. And I am happy from day one. It just works. Monzo Premium is even better. Thanks for your hard work. Reviewed on: 13th April 2021
Arne R's avatar
Arne R

Amazing bank, excellent customer service, transparent practices

5
I have been using Monzo as my main current account for 3 years and doubt I will ever leave. The convenience, excellent customer service and transparent practices make it an amazing bank Reviewed on: 13th April 2021
Ben's avatar
Ben

The mutts nutts

5
10/10, literally never a fault with it, the app is the best I've ever used and it's amazing for travelling too. Reviewed on: 13th April 2021
Phartpounder's avatar
Phartpounder

Greatest online bank!

5
Everything I've ever wanted in a bank and also many things I've never even thought of but I absolutely love. Reviewed on: 13th April 2021
R's avatar
R

Always amazing service

5
Never had any issues with Monzo, they have the best and quickest customer service and in App chat. Easy and simple to use, would highly recommend to anyone Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Great for expense management

5
Really good categorisation of expenses, easy to track and see where you spend Reviewed on: 13th April 2021
Ben's avatar
Ben

Incredible features!

5
Provides a full bank with features that allow the user to fully manage their money. Reviewed on: 13th April 2021
Rueben Burrows's avatar
Rueben Burrows

Essential Banking

5
Quick and easy to use platform with features I’d never experienced before that have become stalwarts of my banking activities. Brought in ideas that every bank should use. Hopefully greater interest on accounts will be implement in future. Reviewed on: 13th April 2021
HD's avatar
HD

Puts people first

5
Fantastic operationally, quick and efficient service and has lots of easy to use features any perks would only recommend Monzo as a bank account it’s revolutionary Reviewed on: 13th April 2021
Frances's avatar
Frances

amazing

5
They are extremely helpful with sorting problems and app really easy to use. Also being able to make separate pots for payments etc is a great help Reviewed on: 13th April 2021
Kay Ellis's avatar
Kay Ellis

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