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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Great bank account

It’s easy and he has a great costumers’ support Reviewed on: 13th April 2021

Easy to use and efficient service

I’m a Monzo customer since 1 year and extremely satisfied about the efficiency of this Bank, service is clear and I would surely suggest to someone else. Reviewed on: 13th April 2021

efficient and helpful

they will always help. i’ve never had a problem with them Reviewed on: 13th April 2021

Great bank

I’ve used this bank for almost 2 years very good and excellent customer service.. Reviewed on: 13th April 2021

Best bank

The fact that I have recommended Monzo to more people than I can count tell you how much I love it. Reviewed on: 13th April 2021

Everything I want from a Bank and more

Monzo is the bank that I’ve been waiting for since smartphones and apps became a thing. The advent of the smartphone opened up the world to endless possibilities. One thing I wanted above everything else was banking that made it easier to do everything I need to do with money. Monzo delivers that. Budgeting? Check. Transferring money and paying bills? Check. Transparency? Check. Saving more money than before? Check. Quick and easy customer service? Check. They offer a superior and cheaper service than my old bank, so it was a no brained for me to switch. Sure the established banks are catching up, but Monzo continues to push the boundaries and I love them for it. They are by far the best bank I’ve ever had. Reviewed on: 13th April 2021

Real time banking

Love the real time experience. Always up to date with transactions. Can add new payees easily. Notified on phone of activity on account. Yearly summaries on activities. Assistance available 24/7. Find it easier than more traditional banks and all on line. Reviewed on: 13th April 2021

Most user friendly and convenient banking app ever

So easy to use and enjoyable user interface. Easy to save money into different pots, split the bill and create tabs. Amazing for using abroad too. The notification are instant unlike other banking apps where they’re slightly delayed and therefor pointless. Reviewed on: 13th April 2021

Modern banking

SO much better than the 'standard' banks. Fresher, quicker, easier to use and manage money. I couldn't imaging banking a differnet way now. Reviewed on: 13th April 2021

Great service

Amazing , quick easy to use, helps to manage money well Reviewed on: 13th April 2021

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