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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo

5
Monzo is fab and the get paid a day early feature is the best Reviewed on: 13th April 2021
Lauren Newton's avatar
Lauren Newton

Excellent bank, much cooler than the usuals

5
Monzo is great - makes it so easy to manage your money and split with friends/family. I feel much more confident managing my finances with Monzo - I can see where my money is, move to pots and keep track of what I'm spending my money on with budgets. Reviewed on: 13th April 2021
Jemma Rix's avatar
Jemma Rix

Best bank by a mile

5
I've been a customer of this bank for more than a year now. Its pot system, ability to get the money deducted from specific pots for specific type or payment labels is just phenomenal. A very effective way to organise and manage expenses. One to one payments have been made easy, splitting payments is now a 2 min job. Overall, wonderful services. Very happy to bank with them. Reviewed on: 13th April 2021
Naman Trakru's avatar
Naman Trakru

Fantastic bank!

5
I have been with monzo for over 2 years now. I was recommended by a friend to try it and I haven’t looked back! They are a very responsive bank and are eager to help when you have any issues. I also love the feature of being paid at 4pm the day before your pay days, it has really helped me some months! If you haven’t already I wouldn’t hesitate in opening an account with them! Reviewed on: 13th April 2021
Yasmin Kinderman's avatar
Yasmin Kinderman

Absolutely perfect

5
I think is from the best bank.The customer service was very good i have no problem Reviewed on: 13th April 2021
Dimitra Kirmitzoglou's avatar
Dimitra Kirmitzoglou

Amazing app-based bank

5
Amazing bank, the app is really good and makes everything so easy. I'd never go back to a "regular" bank. Reviewed on: 13th April 2021
Andy's avatar
Andy

Monzo is the best bank

5
Monzo’s the best bank in Britain and i would like to show as a bast bank. Its easy to use. Good security and very good mobile banking app. Reviewed on: 13th April 2021
Sadiqur islam's avatar
Sadiqur islam

Amazing Bank

5
I'm so glad I've switched to Monzo nearly 2 years ago! It's so easy to use, and it's helped me see where I'm spending ect. Fantastic! Reviewed on: 13th April 2021
Helen Cameron's avatar
Helen Cameron

Who needs to go to a bank?

5
I don't. My salary comes in and my bills get paid. I transfer money to people, they transfer it over to me and I don't use cheques. Monzo does all that with the added benefit of stellar customer service Reviewed on: 13th April 2021
Rm's avatar
Rm

The long way of successes

5
I'm using monzo for couple of years and I notice how they perform for this long way. I can say only excellent results and thank you Reviewed on: 13th April 2021
Boris Petrov's avatar
Boris Petrov

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