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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Outstanding customer support and help from day one

I have had bad experiences with other banks in the past and couldnt even get a basic account a few years back but becasue of Monzo giving me a chance. Im in a good finicial positon and in process fixing my credit, the customer support from the get go has been outstanding. The Monzo Premium is amazing for the price and benefits an the fetures built within is a must have. Reviewed on: 13th April 2021

Amazing

Innovative, creative, friendly, ease of use, simple, the new era of banking and happy to be with Monzo. Only criticism would be to add more benefits, ie discounts, cashback on purchases etc. Reviewed on: 13th April 2021

Fabulous futuristic banking

Love Monzo, has really been a bonus during lockdowns when banks etc are closed! I especially like the feature that allows you to get paid a day earlier Reviewed on: 13th April 2021

Easy banking and app

Hassle free banking, my whole family use it which makes it easy for me to move money to my children as and when they need it. Reviewed on: 13th April 2021

Brilliant bank

Easy to use, brilliant money management features and excellent security leaving you in control Reviewed on: 13th April 2021

Brilliant service

So easy and convenient, it has really taken into consideration ways to improve banking for the modern world. Splitting bills, requesting money links, reports on where you spend your money. It’s so convenient and I love it. Reviewed on: 13th April 2021

5 Stars from me

It’s made my life bank wise much easier, I’d be lost without a Monzo card now Reviewed on: 13th April 2021

First class and modern

Easy to use, great customer service and aesthetically pleasing Reviewed on: 13th April 2021

So glad they exist!

Monzo is so easy to use. The bill split and shared tab features are so helpful and innovative, the interface is great and the customer service is the best Reviewed on: 13th April 2021

Best bank

By far the best bank, easy to use Reviewed on: 13th April 2021

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