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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent bank

5
Fantastic service and offering. A truly modern bank. Reviewed on: 13th April 2021
Raluca Muja's avatar
Raluca Muja

Mighty Monzo - Banking Delight!

5
Easy, helpful, insightful banking tailored to suit you and your life. Constant improvements, instant updates and useful app all on your phone. Monzo even listens when we tell them what we want or need, great! Reviewed on: 13th April 2021
Sharon Payne's avatar
Sharon Payne

Best bank ever!

5
Moved from the US to the UK, I can say it’s the best bank I’ve experienced from either country! Great support, user friendly and over all has an amazing vibe! It’s honestly makes banking stress free! Reviewed on: 13th April 2021
alyssa yelland's avatar
alyssa yelland

Smart and best banking

5
Changed to Monzo this year wish I’d done it sooner best banking app and bank I’ve ever used I’ll never use anyone else again cheers MONZO Reviewed on: 13th April 2021
darren_jennings@hotmail.co.uk's avatar
[email protected]

I am constantly recommending Monzo

5
I think Monzo is so easy to use, it keeps me up to date with the correct information about my banks. Everything is instant. They’re so secure and anytime I have an issue I can speak to support immediately and it is always resolved. I’ve recommended Monzo to everyone and am about to set my mum up with an account! Reviewed on: 13th April 2021
Jessie's avatar
Jessie

Complete

5
These bank accounts its awesome! It has everything I need I'm glad I was the first one in the family to join afterwards I invited everyone I knew and I still recommend today. Reviewed on: 13th April 2021
Ismael Gome 's avatar
Ismael Gome

Keep on top spending

5
It’s just so easy to use I always know when I’ve spent something it shows me what payments are due within a few days I just really know how to keep on top of my spending Reviewed on: 13th April 2021
Stella Burdfield's avatar
Stella Burdfield

Amazing

5
Travel insurance, phone insurance, great saving system, amazing exchange rates, credit scores and helpful customer service. Truly the best bank. I use them for everything. Reviewed on: 13th April 2021
Scotty MacHenry's avatar
Scotty MacHenry

Beta, main, joint and now business account!

5
I have been with Monzo since it was Mondo, using the pre paid card. I now have 3 accounts (main, joint and business). They have continually developed the user experience but keeping the user interface simple, listening to the user community as they go along! I was not that impressed by the Premium option, so I am back to the free option which is more than enough! Reviewed on: 13th April 2021
Tommy 's avatar
Tommy

Excellent app and amazing service!

5
Impossible to go back to traditional banking. Monzo is the future and I’m so glad I made the switch two years ago. Reviewed on: 13th April 2021
Gianluca Iorizzo's avatar
Gianluca Iorizzo

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